French Polynesia is a delightful collection of 118 islands, out of which only 67 are inhabited. Close to a thousand miles (more than 1,600 kilometers) of crystal-clear ocean waters adorn the islands that will appeal to your elemental senses like little else.

Lush landscapes, beautiful lagoons, coral reefs, and much more await you at the islands of French Polynesia. Surrender yourself to nature during your vacation here, and be rewarded with bounties that enrich your senses like never before. But before you take off, be sure to buy travel insurance or travel medical insurance as protection against any unexpected accidents, illnesses, or injuries during your time in French Polynesia.

French Polynesia Travel Medical Insurance for International Travelers - FAQs

An accident or any sort of ailment ruining your vacation would be nothing short of a disaster. While it is traumatic, it would also bleed you financially if you were to need immediate medical treatment and/or medical evacuation. However, you can save yourself the financial drain by purchasing travel medical insurance before your trip.

Do I need travel medical insurance for French Polynesia?

French Polynesia ended their mandatory insurance requirement on March 28, 2022. However, due to the continuing risk of COVID-19, as well as countless other illnesses and potential injuries, travel medical insurance is still highly recommended for all visitors.

Why buy travel medical insurance for French Polynesia?

Medical facilities are available in French Polynesia. While they are quite good, they might not be enough for you or an injury or illness you might encounter, and the private facilities are expensive as well. Hence, it is advisable that you buy travel medical insurance before you make your trip to French Polynesia.

French Polynesia Trip Cancellation Insurance for International Travelers - FAQs

Unforeseen developments like an illness in the family, workplace requirements, or destination hazards might need you to cancel that upcoming trip to French Polynesia. It's sad, and it also causes monetary loss.

Why buy trip cancellation insurance for French Polynesia?

You stand to lose many, if not all, of the advance payments you made for the trip if it were to be canceled. However, trip cancellation insurance can protect you financially if the trip is canceled due to a plan-approved reason. You can get reimbursed for your prepaid, non-refundable expenses if you have to cancel for a reason explicitly listed in your policy's certificate wording.

What all is covered under trip cancellation insurance for French Polynesia?

Most standard trip cancellation plans cover the most common reasons for cancellation, like if you or a travel companion gets sick, a member of your immediate family passes away, a work emergency pops up, or your flight gets canceled or delayed. It ensures that you can plan for your trip with complete peace of mind. So, don't forget to buy travel insurance, but before you purchase, review the policy wording to make sure you are aware of what is and is not covered.

Things to Do for Travelers in French Polynesia

Azure waters, golden-hued beaches, dense forests, and mountains—French Polynesia combines many landscapes into one. You would have your hands full while vacationing here. Check out some of the sights in the island nation.

Belvedere Lookout

From this scenic viewpoint, you can see eye-popping views of Cook's Bay, Mount Rotui, Opunohu Bay, and the Opunohu Valley dotted with pineapple trees. You can hike to the top, or even drive/cycle your way up. There are various nature and waterfall treks available from the top. Don't forget to check out the astounding views of the setting sun from here. And if all that walking has made you hungry, there is a small cafe at the top to refuel yourself.

Coral Gardens

Coral reefs and a lagoon surround the island of Bora Bora. The reefs are not too deep below the surface, and you can easily snorkel your way there. Apart from the many-hued corals, you also get to see exotic fish like butterflyfish, pufferfish, grouper, moray eels, and more. With some luck, you might also see stingrays and sharks.

Magical Mountain

Take an off-road vehicle and drive up to the top of this mountain, located on the ancient volcanic island of Moorea. Breath-taking views of the island and the ocean would welcome you at the top. You can also see traditional village life and pineapple plantations on your way up. Magical Mountain is among the highest points in French Polynesia.

Matira Beach

This is the only public beach in Bora Bora. It gets crowded, but it's free and immensely beautiful. With the crystal-clear waters kissing the 2-kilometer-long (about 1.25-mile-long) white beaches, you are in for a visual treat here. Swim, snorkel, or simply lie down on the beach in the shades of the coconut trees here for some relaxing time.

Mount Otemanu

The highest point in all of Bora Bora, Mount Otemanu is the remnant of an ancient and extinct volcano. The craggy mountain towers over the surroundings at almost 2,400 feet (about 730 meters). The black rocks create a stunning contrast with the blue waters and the lush green jungles at its base. The brittle rocks prevent a hike to the top, but you can trek to the base of the mountain. On your way through the dense jungle, you can see remnants of ancient rock structures.

Travel Risks for International Travelers in French Polynesia

This paradise of an archipelago is an irresistible travel destination. With its array of scenic views, French Polynesia attracts a large number of tourists year-round. The crime rates are also fairly low in this island-nation. However, you should not let your guard down completely. Take a look at some of the possible risk factors that you might encounter here.

• Cases of drinks being spiked are not uncommon. The same is the case with muggings and pickpocketing. Don't leave your drink unguarded or with strangers. Avoid deserted locations, especially beaches, after sundown.
• Dengue fever is a fairly common occurrence here, like in many other tropical nations. Wear clothes that cover your entire body, and always carry insect repellents with you. Stay clear of stagnant water, which may be a breeding ground for mosquitoes.
• Not many beaches are patrolled in French Polynesia. Never ignore the warnings of government authorities and local lifeguards. If you see a red flag, avoid swimming there.
• Stay updated on the weather conditions. Thunderstorms make navigation difficult, and you'd be safer to stay back in your hotel on days of inclement weather.

Before You Travel to French Polynesia: Do This

Don't forget these critical points before you make the trip:

Don't keep all your money – paper and plastic both – in a single place.

Keep multiple hard and soft copies of your important travel documents.

Be sure to get a French Polynesia travel insurance plan that matches your itinerary, your destination, and your budget.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.