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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Situated off the Baltic coast, Latvia is one of Europe's hidden gems. Outdoor lovers will especially appreciate the county's bounty of natural beauty. Walk along pristine white beaches and experience traditional Latvian cuisine in all its glory.
Jet off to Latvia on your next vacation for a holiday to remember forever. "Paris of the East" is sure to be a destination you'll love. However, before you go, don't forget to stay protected by first purchasing travel medical insurance or travel insurance.
Health issues and medical emergencies can crop up without warning. What if you need to access a healthcare facility during your time in Latvia? Is your budget equipped for it?
Fortunately, with travel medical insurance for Latvia, you can reduce your financial stress regarding medical expenses by having appropriate coverage.
Depending on where you're from, insurance may be a requirement. Latvia is a Schengen nation, and anyone who requires a Schengen visa to visit Latvia must also have compliant health insurance.
If you're from the USA, Canada, Australia, New Zealand or certain other countries, you are allowed to visit Latvia as a tourist for a period of less than 90 days without a visa, exempting you from the insurance requirement. However, even without the requirement, the potential costs involved in medical care outside your home country make insurance a wise decision.
For Schengen visa holders, your travel medical insurance must meet certain requirements in order for you to visit Latvia. These requirements call for a minimum of €30,000 in medical coverage, plus coverage for emergency medical evacuation and repatriation of mortal remains.
Outside of any legal requirements, your travel medical insurance should always provide coverage for the activities you plan to take part in during your trip. Whether it's ATV riding or sailing, be sure your insurance can cover you.
Flights have to be canceled from time to time. Likewise, sickness and illness can occur right before your travel begins. Don't let thoughts of canceled flights or nonrefundable payments add to your travel stress. Though it may not be possible to predict all the reasons your trip could need to be canceled, you can be prepared for them. Trip cancellation insurance can provide you with the opportunity to be reimbursed for your prepaid travel expenses if your trip must be canceled.
Whether it's a natural disaster, family emergency, sudden illness or an injury, sometimes it's necessary to cancel your travel plans. The trouble is, many of those plans were paid for far in advance. Travel expenses like airline tickets, hotel reservations and other fees are oftentimes nonrefundable. If they can be refunded, there can be pricey cancellation charges attached. Trip cancellation insurance allows you the chance to receive a full or partial refund for these expenses when you have to cancel your trip for a covered reason.
It's good advice to choose a travel insurance plan that offers the broadest range of coverage possible. Beyond just trip cancellation coverage, there are travel insurance plans that can provide coverage for a variety of situations you might encounter on an international trip, including:
Some travel insurance plans can even offer you the option to cancel for any reason. When choosing a plan, examine the coverage it offers carefully. It will be detailed in the policy wording.
You cannot go to Latvia and possibly miss its Gothic capital. Riga is a bounty of colors, architectural styles, languages, and cultures. Riga has something for everyone to enjoy, from history to art, food, and scenic beauty. It is also just an hour away from the beach.
Cape Kolka has a captivating history of Soviet occupation that is evident even today. The peninsula was cut off from the mainland for years and has the feel of a land frozen in time. The experience is one-of-a-kind and draws history buffs and explorers from all over the world.
Cēsis is exactly how you would picture a charming medieval town to be. An imposing stone castle, sloping green hills, colorful rows of houses; Cēsis has it all. You can spend a whole day roaming around the cobbled streets and tasting authentic Latvian cuisine. For nature lovers, Gauja National Park is a short drive away.
Valmiera is a lovely town located on the outskirts of Riga. The best thing about Valmiera is that there seems to always be a celebration going on, no matter when you visit. Food festivals, farmers' markets, "restaurant weeks," theatre shows; there is no shortage of activities to check out.
Head out to the sea and explore the authentic port town of Liepāja. It is known for its unique musical history (celebrated in most cafes and pubs) and its massive naval harbor. The town hosted the First Baltic Fleet of Soviet submarines for the first few years of World War II.
What should you keep in mind while planning your Latvian holiday?
April to June is the best time to enjoy the warm spring to summer transition. The summer months tend to be quite hot, with temperatures reaching 30-35°C. Winters are cold, so be prepared for subzero temperatures from December through February.
You will undoubtedly explore the hundreds of hiking and biking trails through the remote Latvian wilderness. Winters are even more exciting, with plenty of snowboarding and skiing opportunities. However, always remember to follow all safety precautions.
Be wary of pickpockets in crowded markets and other tourist attractions. Public transportation is also a potential area for pickpocketing, so keep your valuables secure in these areas.
The public train and bus system is ideal for reaching all the major cities and towns in Latvia. However, if you want to travel to a place off the beaten track, we recommended renting a vehicle from a local car company.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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