The capital city of Ghana, Accra boasts colonial-era buildings that stand proudly beside modern skyscrapers. There are beaches, museums, galleries, eateries, and old-fashioned markets spread throughout the city just waiting to be explored. If you are interested in African history, Accra will engage you. The city of Accra is a living and breathing reminder of Ghana’s past, along with a glimpse of its future.

An essential part of making your travel plans to Accra includes making an itinerary of things to do, and purchasing travel medical insurance or travel insurance. Before you set off, give this guide a thorough read to learn all you need to know about visiting Ghana’s capital and preparing for your trip.

Accra Travel Medical Insurance for International Travelers - FAQs

Falling sick is not something one looks forward when planning a trip abroad. However, medical emergencies do occur and can often be extremely expensive. A travel medical insurance plan allows you to take advantage of the best treatment available without having to worry about treatment costs.

Do I need travel medical insurance for Accra?

It is not legally mandatory to buy travel medical insurance before traveling to Accra. However, whenever traveling abroad it’s highly recommended that you take steps to protect yourself in case of an unexpected illness or injury. Remember, your domestic health insurance will likely not provide adequate coverage outside your home country, so it just makes sense to buy travel medical insurance.

Why buy travel medical insurance for Accra?

• The healthcare system in Ghana is still developing. Some hospitals may not have the necessary facilities to treat you, and expensive emergency medical evacuation could be required.
• Diseases like malaria, tuberculosis and cholera can be contracted in Ghana. The treatment of these diseases can be expensive and time-consuming. You won’t want to be solely responsible for paying for that treatment.
• Injuries and illnesses can happen anywhere, but they are all that much more likely when traveling, sightseeing, and sampling unfamiliar food. Should you require medical treatment in Accra, travel medical insurance can cover you for the cost of those big bills.

Accra Trip Cancellation Insurance for International Travelers - FAQs

Traveling to a distant country requires a lot of previous planning. You may have to book your flight and lodging far in advance of your trip. Since these expenses will likely account for the bulk of your travel budget, unexpected nonrefundable cancellation charges could take a heavy toll on your wallet. Purchase trip cancellation insurance to save you from these sudden cancellation charges.

Why buy trip cancellation insurance for Accra?

Accra can experience flooding, effectively closing the city to visitors. There can be periods of social unrest where travel would be inadvisable. A sudden illness or injury could also make travel impossible. There are numerous reasons a trip could need to be canceled. With trip cancellation insurance, you can protect your finances from big cancellation charges, ensuring you can afford to reschedule the trip for a later date.

What all is covered under trip cancellation insurance for Accra?

Beyond trip cancellation coverage, your trip cancellation insurance plan can provide specific coverages including:

• Flight delay coverage
• Coverage for loss of baggage or baggage delays
• Trip interruption coverage
• Cancel for any reason coverage

It’s impossible to predict everything that can happen when traveling. Make sure to thoroughly read through the policy wording of the plans available to you, and purchase travel insurance with the right coverage for you.

Things to Do for Travelers in Accra

Explore Live Music Venues

Accra is home to numerous live music venues. Jazz and pan-African music are the most popular genres in Ghana. Some venues you should put on your list include Badu Lounge, The Piano Bar, Kona Cafe & Grill, and The Republic.

Visit the Kwame Nkrumah Mausoleum

The Kwame Nkrumah Memorial Park and Mausoleum commemorates the first president of Ghana, Dr. Kwame Nkrumah. The architecture of the mausoleum and park is intriguing and unique, with an abundance of splendid statues. Take a guided tour or explore the park by yourself to learn all about Ghana’s history and culture.

Shop at Accra's Markets

The markets of Accra follow a maze-like pattern. There are numerous shops that sell clothes, textiles, handmade decorative items, and souvenirs. Give yourself plenty of time to shop. The handcrafted items are incredible and very inexpensive, so you’ll want time to browse.

Take a Stroll through Jamestown

Jamestown is home to many of Accra’s colonial-era buildings, and is a fantastic area for photographers. For a memorable experience, visit the lighthouse on Cleland Road to get a bird’s eye view.

Enjoy an Evening at the National Theater

The National Theater at Accra is the most salient landmark of the city due to its unique architecture that sets it apart from other buildings. You can enjoy concerts, dance shows, dramas, and musical performances at the National Theater.

Travel Risks for International Travelers in Accra

There are always risks involved when traveling abroad. For travelers in Accra, keep these tips in mind for a fun, safe experience.

Careful What You Drink

Drinking tap water in Ghana is not advised. If bottled water is unavailable, use a purifying tablet or boil your water before drinking it. When at a restaurant, ask the server for bottled water specifically.

Air Quality

On certain days, air pollution in Accra can cause respiratory issues for those with preexisting conditions like asthma. If you have one of these conditions or are sensitive to air quality, consider wearing a mask, and always carry your medication.

Beware of Scams

Do not hand over your credit card or personal information to any unauthorized person. In some cases, scammers can pose as stranded tourists in need of financial help. If you encounter this, it is best to contact the authorities.

Travel Safety

The political situation in Accra can be fluid at times. For tourists, it can be difficult to predict the nature of demonstrations and protests. If you encounter a demonstration, it’s best to keep your distance from it. Prior to traveling, pay attention to the political climate and follow all government recommendations.

Before You Travel to Accra - Do This

You are almost ready for your trip to Accra. Before you go, consider these tips:

• Protect your personal documents. Consider carrying photocopies of your documents when sightseeing, and leave the official documents secure in your hotel to prevent them from getting lost or stolen.
• Apply bug spray while out exploring to protect yourself from vector-borne diseases.
• Before traveling, buy travel medical insurance or travel insurance. With adequate insurance, you can enjoy a carefree vacation with less worry about emergency expenses.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.