Officially known as the United Kingdom of Great Britain and Northern Ireland, the UK is a nation off the northwestern coast of the European mainland that includes the countries of England, Scotland, Wales, and Northern Ireland, the former three of which are often referred to as “countries within a country.”

The UK is both one of the most historically rich nations in the western world, and one of the most influential. Its history stretches back thousands of years, and is on display in the many ancient ruins, castles, and monuments found throughout the land. At the same time, the UK is home to major cities such as London, Glasgow, Manchester, and Belfast.

Whether your interests are in history, luxury, or the great outdoors, you’re sure to find it in the UK. And if you’re ready to pack your bags, don’t forget to include UK travel medical insuranceor travel insurance to protect yourself from the uncertainties of international travel.

UK Travel Insurance – FAQs

In order to get the best deal on flights, hotel rooms, events, and tour packages, you will need to book your UK trip ahead of time. This involves shelling out a significant amount of money – money you may not get back if you have to cancel your trip. To prevent you from having to pay for a trip you cannot take, be sure to get trip cancellation insurance.

Why should I get UK travel insurance?

Most prepaid travel expenses are nonrefundable, or charge big cancellation fees. If a family emergency, illness, severe weather, global turmoil, or any number of other eligible reason prevents you from being able to take your trip, it is unlikely that you’ll be able to recoup your expenses if you do not have trip cancellation insurance.

The trip cancellation coverage of your travel insurance plan allows you to be reimbursed for the nonrefundable portion of your prepaid travel expenses, provided the cancellation was due to a covered reason.

What can be covered by UK travel insurance?

Beyond trip cancellation coverage, a UK travel insurance plan can provide coverage for instances including  travel delaytrip interruptionlost or  delayed luggage, and emergency medical treatment. You even have the option to purchase  cancel for any reason coverage with certain plans. This allows you to recoup a portion of your expenses if you decide to cancel your trip for a reason that’s not covered by standard travel insurance plans.

Travel Medical Insurance for Travelers in the UK – FAQs

The UK has a socialized healthcare system called the National Health Service. It provides medical treatment for UK residents. If you are a holder of a valid European Health Insurance Card (EHIC), you may be able to get subsidized treatment in public hospitals in the UK. However, an EHIC is not an alternative to travel medical insurance, as it will not cover treatment with any private medical provider, and will not cover emergency medical evacuations. And if you are from a country that does not provide an EHIC, you will not have an option to get subsidized treatment at any UK facility. 

Therefore, whether you hold an EHIC or not, it’s essential to have travel medical insurance whenever you visit the UK.

Do I need travel medical insurance for the UK?

Travel health insurance isn’t legally required to visit the UK, but it is highly recommended in case of an unexpected medical emergency. Without insurance, you’ll have to pay the cost of treatment out of pocket. If you leave the country without paying, you will likely not be approved for a visa if you ever want to visit again.

Why buy travel medical insurance before traveling to the UK?

Public hospitals in the UK can have long wait times, making private healthcare the best option for most foreign visitors. The problem is, private UK healthcare is quite expensive. It may be unaffordable for you if you do not have insurance. In order to get the best treatment possible at an affordable price, the best option is to purchase UK travel medical insurance

Before You Travel to the UK – Do This

  • Buy a universal power adapter – Power outlets in the UK use 230-volt plugs with three rectangular prongs. You will need an adapter to keep your devices charged if you’re from a country with different electricity standards.
  • Book ahead of time – The UK’s top attractions and most popular hotels can quickly sell out in the summer and during the holidays.
  • Insure your trip – Don’t let unexpected expenses ravage your bank account. Purchase UK travel medical insurance or travel insurance to protect yourself.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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