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Croatia Travel Insurance

Tourist numbers have been steadily rising in Croatia in recent years. The costs of travel, shopping, and other expenses are incredibly affordable, and the sights are breathtaking. From medieval ruins to waterfalls to lush, green national parks, the climate is balmy and the infrastructure superb. You can relax on the pristine beaches on the shores of Adriatic, or you can go rock climbing at Plitvice Lake National Park. This tiny southern European country boasts of a little bit of everything.

Croatia is a short flight from the UK, a little over three hours. It is equally accessible from the Middle East and South Asia, being quite close to Frankfurt, Germany, by air.

If you are traveling to Croatia, you should purchase travel insurance to keep yourself protected against any unexpected accidents, illnesses, or injuries that could occur. Unless you have taken every precaution to ensure rest and relaxation, a vacation has little sense.

With the easing of travel restrictions around Europe as the coronavirus pandemic winds down, we bring you the latest travel news from Croatia.

Is Croatia Safe for Tourists?

Croatia is not yet a part of the Schengen Area but is currently in the process of joining. Due to the prevailing situation, like all other EU nations, Croatia has imposed its own rules about the entry and departure of foreigners. In mid-July 2020, the nation opened its borders to all travelers, including those from the U.S.

COVID-Related Safety

The Croatian government has imposed a mandatory 14-day quarantine on many categories of travelers entering the country. Travelers can avoid this quarantine by presenting a negative COVID test report upon arrival. The test results must be dated no more than 48 hours previous to arrival at the airport, meaning you must be careful to time the report perfectly before leaving for your trip.

Note: These procedures could change before your time of travel, so please remember to check the latest guidelines before traveling.

Airport Screening

Upon arrival, you will have your temperature taken, and you will have to fill out a health-related questionnaire. During your stay, be sure to stringently observe social distancing and similar safety regulations in place. There is no reason to feel a lack of safety, as the nation successfully contained the outbreak within reasonable limits, but this safety depends on everyone following proper protocol.


It is a good idea to purchase travel insurance before you visit Croatia. Unexpected illnesses or accidents can always happen, regardless of where you are in the world. While hiking, for example, you could fall and twist your ankle, requiring medical attention.

Like all other well-developed EU nations, Croatia offers universal health care. But a tourist is not eligible for anything beyond basic first aid. Diagnosis and treatment would require you to pay upfront, and it is far better to buy a travel insurance policy to help you meet any unforeseen expenditures.

Sightseeing in Croatia

Croatia has a rich history. The architecture of Zagreb, which was relatively untouched by the Second World War, is a refreshing change from modern minimalist drabness that pervades much of modern Europe.

Dubrovnik Old Town Walls

The Walls of Dubrovnik surround the city of the same name. It is by far the most popular tourist destination in the country and was designated a UNESCO World Heritage Site in 1979. You can walk around the entire perimeter of the walls in about two hours. Additionally, the Pile Gate, built in 1537, allows you to enter the Old City and is magnificent in its scale.

Diocletian's Palace

Built in the third century by Diocletian, then-Emperor of Rome, the ruins of Diocletian’s Palace extend across about half of the town of Split. It’s more of a military fort with a royal residence than a palace, and the massive fortifications are still visible even today. Built using white stone from across the Adriatic, it has an alluring look. Unfortunately, there are no museums that chronicle contemporary history, so you will have to take a guided tour to learn more about the complex and its history.

Hvar Island

Located in the Dalmatian Islands, Hvar is a fashionable city that offers fantastic outdoor dining opportunities on a brilliant blue marina. Built by Venetians, the city displays clear Italian influence in its architectural forms. A cathedral built in the 16th century is an ideal example of the Middle Age European style of architecture.

Is Travel to Croatia Risky?

The general consensus is that travel to Croatia is quite safe. Violent crimes are almost unknown, and unlike other former Soviet satellite states, there is no (or very little) organized crime and related activities. Of course, it’s still better to purchase travel insurance to stay on the safe side, as accidents can happen regardless of whether you’re on vacation or five minutes from home. The effects of these accidents, however, could be much worse if you’re in a foreign country. Insurance provides safety and security in case an untoward incident happens.

Trip Cancellation Coverage

What if you have to abandon the trip after booking your flight and hotel stay? This would be unfortunate, but it does happen, especially if you or a close relative were to fall ill. Travel insurance offers trip cancellation protection and refunds the cost of the vacation to you under certain circumstances as explained in your policy’s certificate wording. This means you could travel again at a better time without any significant financial sacrifice.

Unforeseen Medical Emergency

Ailments are a fact of life. No matter how healthy you are, illness can strike at any time. A simple bout of food poisoning could turn into a weeklong hospital stay—with all the associated costs. Would you want to pay for this yourself? Is it infinitely better to buy Croatia travel insurance for tourists for a few dollars now and save yourself a bundle in the long term.

Lost Luggage Protection

You arrive at Zagreb and discover that your bags are on their way to Moscow, along with your brand-new Canon DSLR camera and Zeiss lenses within. You may very well have lost them forever. Fear not, since travel insurance provides coverage for lost baggage. It is an enormous relief to be backed up by insurance.

Croatia Travel Insurance: Tips Before You Buy

Before you purchase travel insurance for travel to Croatia, make sure that the policy has all that you need. A good travel insurance policy includes benefits like emergency medical expenses, trip interruption, emergency medical evacuation and repatriation, the return of mortal remains, lost baggage, accidental death & dismemberment (AD&D), flight cancellation, and more.

If you are unable to reach Zagreb because your flight got canceled, travel insurance will reimburse you for the cost of the trip. This is hugely beneficial because you are not in control of the airlines, and their schedule and delays can be a source of stress and tension.

Compare a few different policies, and choose the one that suits your needs best. Buying Croatia travel insurance for tourists allows you to enjoy your stay in Croatia and immerse yourself in your trip with a strong peace of mind.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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