It doesn't matter where in the world you are from; it's impossible to escape the beauty of Bulgaria. Enjoy the majestic mountain interiors or the coastline of the Black Sea. Bulgaria is one of the choicest and most exotic destinations in Europe with crisp fresh air that revitalizes you.

The country is a melting pot of cultures and offers you an eclectic mix of traditions. Bulgarian culture is influenced by Persian, Ottoman, Slavic, and Greek cultures. As a result, it offers a varied and fascinating range of music, arts, dance, and artifacts unlike any other place in the world.

Travelers who have been to Bulgaria often come back again, claiming it as one of the best travel experiences of their lives. The country is regarded as a hidden gem and an extremely budget-friendly destination. To save even more money, before you go, be sure to purchase travel medical insurance or travel insurance in case of any unexpected accidents, illnesses, or injuries.

Bulgaria Travel Medical Insurance for International Travelers - FAQs

Medical facilities in most Bulgarian hospitals are very basic. The hospitals and clinics are very old-fashioned as compared to the U.S. and other European countries. Most private hospitals require cash upfront before admission and don't accept cards. Be a smart traveler and buy travel medical insurance to mitigate these unnecessary costs.

Do I need travel medical insurance for Bulgaria?

It is mandated by the Bulgarian government that every overseas traveler must buy medical insurance. If you live in Europe and have EHIC (European Health Insurance Card), you are still required to buy travel medical insurance for Bulgaria. If you're arriving from outside Europe without insurance, you can buy it from the airport. However, it is better to purchase travel medical insurance in advance, as you will have more options and can pick the plan that best fits your needs.

Please note that as of March 31, 2024 Bulgaria will officially join the Schengen agreement. After this date all Schengen visa insurance requirements will go into effect for travelers to Bulgaria. 

Why buy travel medical insurance for Bulgaria?

The standards of medical treatment can be considered satisfactory in Bulgaria, but specialized treatment and equipment may not be available. The hospital staff rarely speaks English. You will have to consult private doctors or go to private hospitals that tend to overcharge foreigners. Travel medical insurance comes in handy when traveling to Bulgaria as a safeguard against unnecessary expenditures.

Bulgaria Trip Cancellation Insurance for International Travelers - FAQs

When traveling to a foreign country like Bulgaria, always be prepared for unexpected interruptions. Sickness or major injuries can cause you to miss your flights. At times, travelers have missed their connecting flights, causing a sudden change in plans and heavy costs related to it. Be on the safe side and buy travel insurance for Bulgaria to enjoy a stress-free getaway. You'll be eligible for trip cancellation benefits if you end up having to cancel your trip for a covered reason named in the policy's certificate wording.

Why buy trip cancellation insurance for Bulgaria?

Bulgaria is located in an active seismic zone, and earthquakes are very common here. Flash floods, wildfires, and many other natural disasters can shut down any nearby cities for days at times.

In another vein, a communication gap exists between local staff and visiting tourists due to the language barrier. Miscommunications are possible. Be prepared for sudden changes to your plans if the hotel you booked over the phone is unavailable or the flight gets delayed. Trip cancellation insurance will help reimburse you for any pre-paid, non-refundable deposits for services you won't be able to use.

What all is covered under travel insurance for Bulgaria?

A general travel insurance plan for Bulgaria will provide coverage for:

  • Cancellation of the trip due to a covered reason
  • Trip interruption due to a covered reason
  • Missing or lost baggage due to mishandling
  • Trip delays caused by violent demonstrations
  • Hotel cancellation due to a covered reason

Things to Do for Travelers in Bulgaria

Exploring Ancient Nessebar

Start your travel itinerary in Bulgaria with the quaint and ancient city of Nessebar. The city is filled with restaurants overlooking the sea, historic architecture, churches from the 4th century, and cobblestone streets. The city gives a rustic feel and is considered very picturesque by travelers.

Saint Alexander Nevsky Cathedral

The church sits at the heart of Bulgaria and is one of the most iconic buildings in the country. Saint Alexander Nevsky Cathedral is renowned for its breath-taking interiors, but sadly, photography isn't allowed in the premises. If you're lucky enough, you will hear the beautiful choir singing during one of the sermons.

Visiting the Rila Monastery

Bulgaria's Rila Monastery is a UNESCO World Heritage Site that has a mountain as a backdrop. Many travelers claim that this is the cleanest air that they have ever breathed in their lives. You can take a guided tour of the monastery and lose yourself in its art galleries from a different era.

Scuba diving in the Black Sea

Bulgaria is the ideal country for outdoor enthusiasts with its diverse mountains and forests. The magnificent Black Sea beaches offer scuba divers a surprising diversity of dive sites. Discover sunken World War II battleships, underwater caves, forests, and a wide variety of marine ecosystems. If you're lucky, you might even spot sea turtles, dolphins, and whales while diving.

Water sports at Sunny Beach

This little-known beach is the perfect heaven for you if you are a water fanatic who loves adventure. This sun-kissed beach offers ample activities like banana boat riding and wakeboarding. Other adventure-sport opportunities here include jet skiing, canoeing, parasailing, and speed boat rides.

Travel Risks for International Travelers in Bulgaria


Public protests and demonstrations are usually peaceful. Follow the instructions of the local authorities and avoid areas with demonstrations.

Credit & debit card fraud

Some ATMs in major cities like Varna, Burgas, and Sofia are fitted with fraudulent card readers. Be cautious while using cards, and avoid using ATMs located in dark or low-lit areas. Use ATMs located in well-lit areas, like inside a bank or business park.

Stray animals

Beware of stray animals roaming around the streets, especially those traveling in packs. These animals are considered to be dangerous and the carriers of various diseases. Packs of stray dogs and cats that carry the risk of rabies roam freely.

Road safety

Bulgaria has dangerous road conditions and is considered a high risk for travelers. Driving conditions are hazardous due to poor lighting, aggressive drivers, and excessive speed. Road accidents regularly cause serious injuries to tourists who aren't familiar with the conditions.

Before You Travel to Bulgaria – Do This

  • Get a vaccine for rabies before arriving in the country, and have the paperwork with you.
  • Learn some basic Bulgarian phrases to communicate with the locals. Carry an English-to-Bulgarian dictionary if possible.
  • Stay in touch with local weather reports to get a grasp on the local travel conditions. Cover your risks with adequate travel insurance before you land in Bulgaria. Enter some basic travel information, compare a wide variety of plans side by side, purchase whichever one fits your needs best, and enjoy your trip!

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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