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Turks and Caicos Islands Travel Insurance

Turks and Caicos Travel Insurance

Due to easing coronavirus concerns, travel medical insurance is now once again optional to visit the Turks and Caicos Islands (TCI), but it is still highly recommended. This change went into effect May 1, 2022. Travelers are still encouraged to check the latest requirements, as they can change at any time.

Turks and Caicos Travel Insurance and Entry Requirements

The Turks and Caicos Islands ended their requirement for visitors to produce a negative COVID-19 test, apply for travel authorization, complete a health questionnaire, wear masks, or provide proof of travel insurance on May 1, 2022. 

However, all visitors over the age of 17 are still required to provide proof of full COVID-19 vaccination. This means you must have received the final dose of a WHO-approved vaccine at least 14 days prior to arrival. Proof of vaccination can be provided via a digital certificate, doctor or government certification, vaccination card, or letter signed by a medical professional. 

Visitors age 18 and older who are not fully vaccinated for COVID-19 are not permitted to visit the Turks and Caicos Islands at this time. 

Visit the TCI Assured Portal for the latest information. 

Travel Risks in the Turks and Caicos Islands

The Turks and Caicos Islands pose no major travel risks as such. But travel always has its share of inherent risks no matter where you go. If you don't want to spoil your trip with mishaps, it is better to stay aware of the possible risks and protect yourself against them with comprehensive Turks and Caicos Islands travel insurance.

Prominent travel risks include factors like:


The islands are prone to tropical diseases. In most cases, the symptoms are mild and subside with proper medical attention. The medical facilities in the TCI are good for emergency and primary care, but medical evacuation to Miami, Florida, is the preferred option for specialty care.

It is best if the coverage you choose has a sufficient amount for medical evacuation and repatriation. This will ensure that you don't have to pay out of pocket.

Petty Crime

The islands are generally crime-free and the crime rates are low, but petty thievery is common. This is especially so in Grand Turk, which is where you will land first.

You should practice general caution and keep your belongings close. Don't flash your valuables while out in public, and don't carry too much cash.

Be sure to check that injury or loss due to criminal activities is covered under your Turks and Caicos Islands travel insurance.

Adventure-Related Accidents

Water sports are common in the Turks and Caicos Islands, and so are the injuries and accidents that go with them. Always have protective gear while indulging in any kind of adventurous or hazardous sports. Follow the advice and instructions of your guide.

If you plan to indulge in anything adventurous, be sure that your travel insurance covers it.


The Turks and Caicos Islands are also prone to hurricanes, especially from June to November. Stay aware of safety measures to take during such situations. Confirm if your travel insurance policy covers any losses related to hurricanes or other natural disasters, including trip cancellation, trip interruption, emergency evacuation, and more.

Buying Turks and Caicos Islands Travel Insurance

If you are planning a trip to the Turks and Caicos Islands, always have comprehensive insurance.

So, what exactly should your insurance cover, other than medical expenses?

  1. Accidental injuries and losses
  2. Crime (petty theft, robbery, etc.)
  3. Accidents while doing adventure sports activities (especially water sports like diving, snorkeling, and paddling)
  4. Medical expenses related to common ailments and special medical conditions
  5. Trip cancellation or delay charges
  6. Loss of luggage

To find the best Turks and Caicos Islands travel insurance for tourists, explore all available options. Compare quotes and benefits offered by different companies. Proper travel insurance is the key to a safe and memorable trip to the Turks and Caicos Islands.

Must-Have Experiences in the Turks and Caicos Islands

The Turks and Caicos Islands is a British Overseas Territory in the Atlantic Ocean, east of Cuba and north of Haiti and the Dominican Republic. The islands' main claim to fame is their spectacular beaches. Natural beauty and biodiversity are what attract visitors from across the globe. The islands have a small geographical area but rank high on the experiences that they can offer.

If you are unsure about what islands to pick for your travel itinerary, here's a small tip: No matter what islands you choose, there is something special everywhere. The countless options for enjoyment in the Turks and Caicos Islands make it the best holiday destination in the Caribbean.

Here are the top things you can do in each of the islands:


Explore beautiful beaches, adventurous water sports, and multiple restaurants.

Grand Turk

Enjoy the beautiful beach-front town. You can explore various historical sites of cultural importance.

North and Middle Caicos

These are a paradise for the fans of coasts and fine landscapes. These garden islands will have the perfect surprises for you.

South Caicos and Salt Cay

Looking for a pristine marine environment? You will find that and an old Caribbean atmosphere right here.

No matter where you are in the Turks and Caicos Islands, you can have fun. Don't forget to explore the beaches or go diving and snorkeling on boat charters and cruises. You can also go paddling in the wetlands— and make sure you leave time for the Conch Bar Caves.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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