The Republic of Finland is a natural wonder to behold. Whether you're visiting to watch the midnight sun or catch a glimpse of the Northern Lights, the experience is guaranteed to be magical. It might be called the "Land of a Thousand Lakes," but in reality, the nearly 200,000 lakes in Finland, numerous islands, and world-class cities are a welcoming haven for almost any traveler.

With so much to do in Finland, it helps to make a list. Use this guide as a starting point for attractions to visit, as well as a primer on the travel medical insurance or travel insurance you should get before your trip.

Travel Medical Insurance for Travelers in Finland - FAQs

Healthcare in Finland is of the highest standard, and as an international tourist, you can have access to quality medical care. However, getting treatment in Finland can be expensive. Finland is said to be expensive in general, and when it comes to healthcare, it can cause financial hardship if you are responsible for the charges. Travel medical insurance is the best way to shield yourself from such unplanned expenses.

Why buy travel medical insurance before traveling to Finland?

Medical issues, no matter how big or small, can inevitably disrupt your trip. While you cannot predict or prevent medical mishaps, you can be prepared for them. Travel medical insurance can provide coverage for medical treatment while outside your home country. It's a sound investment to help protect your finances.

In some cases, medical insurance is a requirement to visit Finland. If it's necessary for you to get a Schengen visa to gain entry into Finland, compliant health insurance is compulsory.

Tourists from the USA, Japan, Australia, Canada, and many other countries are allowed to visit Finland and other Schengen countries for up to 90 days without a visa. However, even without the requirement, travel medical insurance is something all travelers should invest in.

What should I look for in my Finland travel medical insurance?

The coverage your travel medical insurance should provide varies by your needs and budget. If you require Schengen visa insurance, it needs to provide a minimum of €30,000 in medical coverage, as well as coverage for emergency medical evacuation and repatriation of remains to be compliant. You also need to consider whether you plan to participate in any adventure sports. Whatever your plans are in Finland, it pays to get travel medical insurance with the right coverage.

Trip Cancellation Insurance for Travelers in Finland – FAQs

It happens all the time: You read a news story about a natural disaster affecting some distant location. Now, imagine if that distant location was the place you were planning to fly to tomorrow. If your trip is unable to go forward for an unavoidable reason, you will want to make sure you have financial coverage with trip cancellation insurance.

Why should I get trip cancellation insurance for my Finland travel?

A trip can be canceled for any number of reasons. Illnesses, injuries, family emergencies and severe weather can halt even the most well-laid travel plans. The trouble is, an international trip usually involves lots of prepaid expenses for airline tickets and accommodations, and they may be nonrefundable. Trip cancellation insurance can provide you with a way to be reimbursed for these nonrefundable charges and fees, ensuring you have the opportunity to reschedule your trip without the financial hit.

What should I look for in my Finland trip cancellation insurance?

When purchasing travel insurance, you want to look for a plan that provides benefits that can cover most any travel situation you think you might encounter. Most will offer trip cancellation coverage, but there are other options available, such as:

Before making a purchase, read the policy-related documents carefully so you have a thorough understanding of the coverage offered.

Finland's Most Popular Cities for Travel


Helsinki is a unique capital city. A thoroughly modern metropolis, Helsinki boasts of less traffic congestion, cleaner air and less crowded public transport than many capital cities. What you will find here is laid-back charm and understated elegance. There are several places showcasing architectural beauty, quite a few museums to explore, and you'll never be too far from a park.


Known as the doorstep to the Finnish Lapland, Rovaniemi is a city that offers tourists much to see and do. The Santa Claus village is located here, and you can enjoy the Christmas and Holiday vibe all year long. You can also go for a snowmobile ride and visit a reindeer farm. If you are lucky enough, you'll be able to admire the Northern Lights too.


Turku (also called Åbo in Swedish) is the oldest town in Finland. Turku was the capital during the time of Swedish colonization. Though a lot of the town's historical heritage has been lost due to fires, the Turku Castle and Turku Cathedral are visit-worthy landmarks. Also, the archipelago cruise and the UNESCO World Heritage site of Old Rauma should find a place on your itinerary.


Located on the Gulf of Bothnia, Kemi is a Finnish seaside town. You can glide across the frozen gulf on a snowmobile during winters and then enjoy a famous Finnish sauna. It is also known for the Lumilinna, the largest Snow Hotel in Finland, and Santa's Seaside Retreat. No matter what you choose to do in Kemi, a weekend spent here will be mesmerizing for sure. Also, the chances of seeing the Northern Lights are very high in Kemi.


Jyväskylä is mainly a university city. However, if you are into architecture, the famous architect Alvar Aalto's most stunning works await you here, like the Town Theatre. You can also visit the Alvar Aalto Museum. If architecture isn't your thing, the Natural History Museum in The Water Tower is another great place you can visit.

Key Guidelines for Travelers in Finland

Finland is ranked as one of the 10 safest countries in the world. However, regardless of where you are, it pays to be cautious and remember these tips.

Weather Woes

Finland is a cold country. The winters are frigid, and the summers are not particularly warm for the most part, either. Though the occasional hot summer day is possible, it's best to pack plenty of warm clothes. Layering is usually the best way to go. Keep an eye on the weather forecast as well, as snowstorms are common in the winter.

Watch your step

Walking around Finland in the winter can be a slippery proposition. Roads and sidewalks can be covered in snow and ice. Walk carefully, and be sure to wear boots with sufficient insulation and grip.

Beware of the Seagulls

You will find "Beware of the Seagulls" signs regularly. Clever seagulls in Finland can target unassuming tourists and snatch food from their hands. When eating something in public, keep your eyes on your food and cover it with your hand if need be.

Pickpockets in Public Transport

Finland has a very low crime rate, but pickpockets are still possible on trains and buses. Keep your valuables close at hand.

Bugging Bugs

Bugs can be a nuisance in some areas of Finland, especially when you are close to the lakes. Keep your arms and legs covered, and use generous amounts of insect repellent.

Before You Travel to Finland - Do This

  • Familiarize yourself with public transport. Though the public transport system in Finland is first-class, it can be confusing if you aren't familiar with it. Also, remember never to walk in bicycle lanes.
  • Pack accordingly. The evenings can be cool in Finland even in the summer, and winters are especially cold. Pay attention to the weather forecast so you aren't running to the store to purchase different clothes after you arrive.
  • Select the right travel medical insurance or travel insurance before your trip. Travelling internationally is a big investment, and it deserves to be protected.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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