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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
The Republic of Finland is a natural wonder to behold. Whether you're visiting to watch the midnight sun or catch a glimpse of the Northern Lights, the experience is guaranteed to be magical. It might be called the "Land of a Thousand Lakes," but in reality, the nearly 200,000 lakes in Finland, numerous islands, and world-class cities are a welcoming haven for almost any traveler.
With so much to do in Finland, it helps to make a list. Use this guide as a starting point for attractions to visit, as well as a primer on the travel medical insurance or travel insurance you should get before your trip.
Healthcare in Finland is of the highest standard, and as an international tourist, you can have access to quality medical care. However, getting treatment in Finland can be expensive. Finland is said to be expensive in general, and when it comes to healthcare, it can cause financial hardship if you are responsible for the charges. Travel medical insurance is the best way to shield yourself from such unplanned expenses.
Medical issues, no matter how big or small, can inevitably disrupt your trip. While you cannot predict or prevent medical mishaps, you can be prepared for them. Travel medical insurance can provide coverage for medical treatment while outside your home country. It's a sound investment to help protect your finances.
In some cases, medical insurance is a requirement to visit Finland. If it's necessary for you to get a Schengen visa to gain entry into Finland, compliant health insurance is compulsory.
Tourists from the USA, Japan, Australia, Canada, and many other countries are allowed to visit Finland and other Schengen countries for up to 90 days without a visa. However, even without the requirement, travel medical insurance is something all travelers should invest in.
The coverage your travel medical insurance should provide varies by your needs and budget. If you require Schengen visa insurance, it needs to provide a minimum of €30,000 in medical coverage, as well as coverage for emergency medical evacuation and repatriation of remains to be compliant. You also need to consider whether you plan to participate in any adventure sports. Whatever your plans are in Finland, it pays to get travel medical insurance with the right coverage.
It happens all the time: You read a news story about a natural disaster affecting some distant location. Now, imagine if that distant location was the place you were planning to fly to tomorrow. If your trip is unable to go forward for an unavoidable reason, you will want to make sure you have financial coverage with trip cancellation insurance.
A trip can be canceled for any number of reasons. Illnesses, injuries, family emergencies and severe weather can halt even the most well-laid travel plans. The trouble is, an international trip usually involves lots of prepaid expenses for airline tickets and accommodations, and they may be nonrefundable. Trip cancellation insurance can provide you with a way to be reimbursed for these nonrefundable charges and fees, ensuring you have the opportunity to reschedule your trip without the financial hit.
When purchasing travel insurance, you want to look for a plan that provides benefits that can cover most any travel situation you think you might encounter. Most will offer trip cancellation coverage, but there are other options available, such as:
Before making a purchase, read the policy-related documents carefully so you have a thorough understanding of the coverage offered.
Helsinki is a unique capital city. A thoroughly modern metropolis, Helsinki boasts of less traffic congestion, cleaner air and less crowded public transport than many capital cities. What you will find here is laid-back charm and understated elegance. There are several places showcasing architectural beauty, quite a few museums to explore, and you'll never be too far from a park.
Known as the doorstep to the Finnish Lapland, Rovaniemi is a city that offers tourists much to see and do. The Santa Claus village is located here, and you can enjoy the Christmas and Holiday vibe all year long. You can also go for a snowmobile ride and visit a reindeer farm. If you are lucky enough, you'll be able to admire the Northern Lights too.
Turku (also called Åbo in Swedish) is the oldest town in Finland. Turku was the capital during the time of Swedish colonization. Though a lot of the town's historical heritage has been lost due to fires, the Turku Castle and Turku Cathedral are visit-worthy landmarks. Also, the archipelago cruise and the UNESCO World Heritage site of Old Rauma should find a place on your itinerary.
Located on the Gulf of Bothnia, Kemi is a Finnish seaside town. You can glide across the frozen gulf on a snowmobile during winters and then enjoy a famous Finnish sauna. It is also known for the Lumilinna, the largest Snow Hotel in Finland, and Santa's Seaside Retreat. No matter what you choose to do in Kemi, a weekend spent here will be mesmerizing for sure. Also, the chances of seeing the Northern Lights are very high in Kemi.
Jyväskylä is mainly a university city. However, if you are into architecture, the famous architect Alvar Aalto's most stunning works await you here, like the Town Theatre. You can also visit the Alvar Aalto Museum. If architecture isn't your thing, the Natural History Museum in The Water Tower is another great place you can visit.
Finland is ranked as one of the 10 safest countries in the world. However, regardless of where you are, it pays to be cautious and remember these tips.
Finland is a cold country. The winters are frigid, and the summers are not particularly warm for the most part, either. Though the occasional hot summer day is possible, it's best to pack plenty of warm clothes. Layering is usually the best way to go. Keep an eye on the weather forecast as well, as snowstorms are common in the winter.
Walking around Finland in the winter can be a slippery proposition. Roads and sidewalks can be covered in snow and ice. Walk carefully, and be sure to wear boots with sufficient insulation and grip.
You will find "Beware of the Seagulls" signs regularly. Clever seagulls in Finland can target unassuming tourists and snatch food from their hands. When eating something in public, keep your eyes on your food and cover it with your hand if need be.
Finland has a very low crime rate, but pickpockets are still possible on trains and buses. Keep your valuables close at hand.
Bugs can be a nuisance in some areas of Finland, especially when you are close to the lakes. Keep your arms and legs covered, and use generous amounts of insect repellent.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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