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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
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If you are a nature lover, you will experience love at first sight when you visit Maine. You will enjoy hiking through lush green forests or skiing on snow-covered mountains. Read this guide to learn all about popular travel destinations, fun activities, travel tips, and information about travel insurance plans for your trip to Maine. Travel smart, and purchase visitors medical insurance or travel insurance before you visit Maine as a safeguard against any unexpected accidents, injuries, illnesses, or travel mishaps.
Healthcare is expensive in the United States, and Maine is no exception. Treatment costs for even a small injury or illness can add up startlingly quickly. To avoid such huge expenses on medical emergencies, invest in a visitors medical insurance plan.
Maine is beautiful in winter. However, the weather is often freezing and can produce heavy snowfall. If you are not used to such cold weather, you might develop a slight fever or illness, or possibly even pneumonia. Even a relatively straightforward, minor illness can take a toll on your budget if you seek treatment at a hospital in the U.S. There’s no way to predict when accidents or injuries could occur. So, to avoid paying a small fortune, be sure to get visitors medical insurance.
There are a few things to check to be sure you’re getting the most out of your visitors insurance plan.
First, be sure to pick a comprehensive coverage plan over a fixed coverage plan. Comprehensive coverage plans are a little more expensive, but this is because they offer a level of coverage adequate for the high medical treatment costs in the U.S. Fixed coverage plans set a maximum amount of what they’re willing to pay. You don’t want to get a $60,000 emergency room bill and discover that your fixed coverage plan will cover less than half.
Second, look for coverage for acute onset of pre-existing conditions. This can help cover the treatment costs if an old, previously resolved pre-existing condition flares up out of nowhere while you’re in Maine.
Finally, check to see if your plan is cancellable or, more importantly, extendable. If you have to prolong your stay in Maine, it would be better to be able to extend your existing plan than to purchase a new one. Any claims or incidents that occur under your first plan would be considered pre-existing conditions (and, thus, not covered) under your new plan.
Transportation and lodging costs account for the majority of your travel budget, and these are usually arranged in advance. If you have to cancel your trip to Maine on short notice, you risk losing a lot of money. It is smart to invest in a trip cancellation insurance plan so that you don’t have to face such a huge loss.
Trip cancellation insurance can reimburse you the full cost of your prepaid, non-refundable expenses if you have to cancel for a reason explicitly mentioned in your policy’s certificate wording. You should review your plan’s fine print before purchase for a thorough understanding of what situations would (or wouldn’t) be covered. Most standard trip cancellation insurance plans cover the most common or likely reasons for cancellation, including weather-related cancellations or delays, flight cancellations or delays, getting sick before the trip, or work-related emergencies.
Check for benefits like trip cancellation for a covered reason, trip interruption for a covered reason, trip delay coverage, missed connection coverage, and coverage for loss and theft of baggage.
You can worry much less about emergency expenses after you buy travel insurance. Again, check your plan's certificate wording before you buy to confirm what it does and doesn’t cover.
You are almost ready to travel to Maine. Before you go, consider these suggestions.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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