Mountain Biking Travel Insurance

Mountain biking is one of the tougher adventure sports. Participants ride specially-made bikes over rough, mountainous terrain. The sport requires high levels of balance, strength, and tenacity. The potential risk factors are high, like in any adventure sport, so be sure to purchase mountain biking travel insurance.

Mountain biking has become an increasingly popular tourist activity over the years. People travel from all over the globe to ride ride famous trails like Kokopelli or the Whole Enchilada in Colorado and Utah, Whistler bike park or the North Shore in British Columbia, and Finale Ligure in Italy. Is a mountain biking vacation in your future? If so, read on. 

Travel Insurance for Mountain Biking

Focusing on the trail and hitting features should be your main concern on a ride, not getting hurt. MTB travel insurance, which can also cover bikepacking, gravel cycling, and off-road riding lets you do just that. Mountain bike travel insurance can cover your medical expenses abroad, in case an accident necessitates it. A standard travel insurance plan might not cover the risks associated with mountain biking or other hazardous sports; you might need to purchase an add-on to be sure that you have coverage. However, the peace of mind that comes from knowing you’ll get financial assistance in case of an accident is well worth the price of travel insurance including mountain biking coverage.

Introduction to Mountain Biking

Mountain biking is an exciting sport in which participants ride off-road on rugged terrain. Mountain biking has different categories like downhill, cross-country mountain biking, enduro, dirt jumping, etc. Mountain biking was first popularized in the 1970s in the U.S. by pioneers like Gary Fisher, Charlie Kelly, Joe Breeze, and Richard Cunningham, primarily in Marin County, California.

An MTB ride can range from tame to extreme, depending on the trail you choose and your skill level. It can be nothing more than a gentle ride on an easy forest trail, or adrenaline-pumping jump lines down the side of a mountain.

Mountain bikers see the world as a challenge - and also as a playground. Steep climbs, loose rocks, streams crisscrossing the trails, and rapid descents are all factors that will put your endurance and technical skills to the test. Some riders even decide to strap camping gear to their mountain bikes for multi-day trips in the wilderness known as bikepacking. 

To be able to devote full concentration to the ride, a thorough knowledge of the bike is essential. Mountain bikes are designed especially to be able to handle difficult terrain. They come with longer-travel suspension, hydraulic disk brakes, wider tires, and other features that help them withstand the rigors of rough trails.

Mountain biking is a complete exercise - physical and mental. Your legs, shoulders, and hands become stronger, as do your heart and lungs. MTB also helps increase your concentration and coordination skills. Add these benefits to the wondrous scenic beauty of the mountains and the thrill of hurtling down the mountainside at a rapid pace, and you are in for a momentous experience.

There are dangers associated with sport, as well - as is the case with all extreme sports. To offset such dangers, participants who go mountain biking on vacation would be wise to purchase a travel insurance plan that covers mountain biking to protect themselves financially against any potential injuries or accidents. As a risk-averse mountain biker, you need to get mountain biking travel insurance before you participate.

Risks of Mountain Biking

In a hazardous sport like mountain biking, you can’t rule out the possibility of accidents. So, get travel insurance for mountain biking to help cover your risks.

Falls from the bike can cause injuries ranging from minor abrasions to broken bones. The impact of hitting rocks and trees, among other objects, can cause serious injury.

Of course, an experienced rider will take all possible precautions before setting off, including wearing all of the necessary safety equipment. But these still aren’t a guarantee against injuries. A small error can cause you serious bodily harm. Make sure to purchase mountain biking travel insurance before you hit the trail in a foreign country.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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