The Northern African nation of Morocco is steeped in history, surrounded by beauty, and teeming with adventure. Situated on the coasts of the Atlantic Ocean and Mediterranean Sea, it has been cemented in history books and novels for good reason. And all you need to explore it with confidence is the right travel medical insurance or travel insurance.

Travel Medical Insurance for Travelers in Morocco – FAQs

When traveling to Morocco, it is extremely important to have a continency plan for if you were to get sick or injured. As your domestic health insurance is unlikely to provide meaningful coverage outside of your home country, it is highly suggested that you purchase Morocco travel medical insurance.

Do I need travel medical insurance for Morocco?

There is no legal requirement to purchase travel medical insurance in order to be allowed entry into Morocco, but it is absolutely necessary. 

Public healthcare facilities in Morocco can be inadequate and lack essential equipment. Therefore, if you were to get sick or injured, you would have to use its private healthcare system and be expected to pay out of pocket for treatment, all at significant expense. The only way to get reimbursed for these expenses is with travel medical insurance.

Why buy travel medical insurance before traveling to Morocco?

Many places in Morocco may not have adequate facilities to treat severe sicknesses or injuries properly, and it may be necessary to evacuate the patient to the nearest hospital where adequate treatment can be given. Emergency medical evacuation can be extremely costly, making the need for travel medical insurance that can cover medical evacuation a must for every traveler visiting Morocco.

Trip Cancellation Insurance for Travelers in Morocco – FAQs

If you’ve been dreaming of a trip to Morocco, chances are you’ve never considered the possibility of what would happen if you had to cancel it. Would you get your money back?

In most cases, you would not, as prepaid travel expenses like airfare and hotel bookings are typically nonrefundable. But you do have an option that can protect you from paying for a trip you cannot take: Trip cancellation insurance.

Why should I get trip cancellation insurance for my Morocco travel?

There is always the possibility that you could get sick or injured just before your Moroccan trip. You could also have a family emergency or professional obligation. A natural disaster or another pandemic could occur as well. In any case, your trip to Morocco would no longer be possible, and you would want a way to get the money you’ve already spent put back into your bank account.

With trip cancellation insurance, this is possible. If you cancel your trip for a covered reason, your travel insurance plan can help you get reimbursed for your prepaid, nonrefundable travel expenses. This lets you plan an international trip with less financial stress, should unexpected events occur.

What can be covered by trip cancellation insurance for Morocco?

The major component of most travel insurance plans is trip cancellation coverage, but there’s more to it than that. Depending upon the plan you choose, you can get coverage for:

• Travel delay
• Trip interruption
• Emergency medical treatment
• Loss of luggage
• Delayed luggage
• The option to cancel for any reason, with some plans

Morocco’s Most Popular Places for Travel

With coastal settings on the Atlantic Ocean and Mediterranean Sea, rugged mountains, the Sahara Desert, and bustling major cities, Morocco is suited to far more than just one type of traveler. No matter what you’re after, there’s a good chance you’ll find it here.

Casablanca

Morocco’s largest city and commercial hub is a coastal treat for tourists. Spend the morning relaxing at the beach, or search for the best deals at the Morocco Mall, which is one of the largest malls on the African continent. Those interested in history and faith can pay a visit to the world’s second-largest mosque, Hassan II Mosque, or explore the maze of back alleys and traditional shops of the Old Medina. When evening arrives, dinner at Sky 28 restaurant overlooking the Casablanca skyline could make for a perfect nightcap.

Rabat

You can’t pay a visit to Morocco without visiting its capital city, Rabat. Steeped in culture and history, this bustling city has more to offer than meets the eye. For instance, the Rabat Zoo has over 130 different species of animals on display, and you can see a life-sized dinosaur replica at the Natural Science Museum. Are you more of a history buff? Then be sure to visit Hassan Tower, Kasbah Des Oudaias, and the 11th century ruins of Chellah.

Marrakesh

One of Morocco’s most vibrant cities, Marrakesh offers an enticing blend of history, faith, and culture. For a true Moroccan experience, head to one of the traditional Hammam bathhouses, or take in the heritage of Marrakesh’s Medina, full of mosques and shops. Those in search of natural beauty are sure to find it in Jardin Majorelle, an expertly curated garden designed by a French painter over a period of four decades. 

Fes

Also known as Fez, this city is the true cultural heart of Morocco. It is home to largest medina in the world, and packed with souks where you can haggle and purchase local spices and handmade goods. Another fascinating aspect of Fes are its mosaics. They adorn all manner of buildings, homes, and even schools. A walking tour of Fes is the best way to appreciate these incredible works.

Chefchaouen

Head to the peaceful Rif Mountains to experience the quaint hillside town of Chefchaouen. Unlike the hustle and bustle of Morocco’s larger cities, Chefchaouen is all about relaxation and natural beauty. And if you’re up for an adventure, this is the best starting point for hiking and trekking trips into the Rif Mountains. Just be sure to hire a knowledgeable, licensed guide.

Key Guidelines for Travelers in Morocco

Traveling to Morocco is exciting, but it also entails its share of risks. To help protect you from some of the most common of those risks, be aware of the following:

Crime and Safety

Morocco is generally a safe country, but that does not mean it is without crime. In rare instances, there have been reports of tourists being robbed at knifepoint. Petty crimes such as pickpocketing and purse-snatching are far more common. Never carry more cash than you need for the day, and avoid flashing fancy jewelry or other valuables.

Vendor Fraud

In some cases, vendors may attempt to substitute a legitimate item you want to purchase with a cheap knockoff of little value. They will often make this switch during the transaction, at a moment when you’re looking away. Never allow the item you’re purchasing to leave your sight, and kindly decline the offer to have the vendor wrap up or bag your item, often in an area where you can’t see it.

Unsafe Henna Tattoos

It may seem enticing to get a henna tattoo while visiting Morocco as a fun and culturally immersive activity. However, keep in mind that some henna tattoos in Morocco can contain harmful chemicals such as para-phenylenediamine; it can cause your skin to break out into a painful rash, and may even require medical care.

Risks From Nature

Morocco does experience earthquakes, and they can be strong. A 2004 earthquake that hit the port town of Al Hoceima resulted in 600 people losing their lives. Choose a well-built hotel, and make sure you understand the evacuation instructions in case of a tremor or quake.

Another natural threat can come in the form of flash flooding, particularly in the winter months. Never attempt to drive into water across the roadway, and follow the directions of local authorities to stay safe.

Conform to Local Customs

Be aware that Morocco follows Islamic laws and traditions. This means that certain acts, which may seem harmless in your country, are frowned upon or strictly illegal in Morocco. This includes public displays of affection and homosexuality.

Before You Travel to Morocco – Do This

• Fill out a health form prior to traveling. It is the only remaining COVID-19 entry requirement for Morocco.
• If you are traveling with a romantic partner who is not your legal spouse, book separate hotel rooms. Sexual relations outside of marriage are illegal in Morocco, and some hotels may ask for proof of marriage to book a single room. 
• Now that you know the risks, take the appropriate steps. Purchase Morocco travel medical insurance or travel insurance.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.