Memphis is a city of music. It is one of the birthplaces of rock and roll and blues music, and the city that Elvis Presley called home. With its rich history and vibrant culture, Memphis promises to be an excellent vacation destination.

Read all about what to see and do in this musical city. For a pleasant and safe trip, be sure to get visitors insurance or travel insurance to safeguard your finances against unexpected expenses.

Visitors Insurance for Travelers in Memphis - FAQs

Getting injured or sick can be stressful anywhere, but that stress can be compounded when it happens during an international vacation. It's important to remember that healthcare costs in the US are very high, and your domestic health insurance is unlikely to be accepted in Memphis. To receive necessary care without a large out-of-pocket bill, it's important to have visitors insurance.

Why buy visitors insurance before traveling to Memphis?

If you get sick or hurt in Memphis, you'll likely discover that your domestic health insurance will not provide adequate coverage, and may not be accepted at all. With the high cost of healthcare in the US, even a minor medical issue could leave you with a massive bill if you don't have proper coverage. Visitors insurance is tailored to provide necessary coverage for unexpected medical issues during your visit to the United States. It can go a long way in safeguarding your finances against expensive medical treatment costs.

What should I look for in my Memphis visitors insurance?

Your visitors insurance plan should provide coverage for injuries and unexpected medical issues for the entire length of your trip to the United States. When considering what plan to purchase, read up on these coverage options:

Also, remember that if you're an exchange visitor on a J visa, you must have compliant insurance.

Trip Cancellation Insurance for Travelers in Memphis - FAQs

Although it's disappointing to have to cancel an international trip, sometimes there just isn't a choice. Bad weather or travel restrictions could make travel impossible, or a medical issue or death in the family could require you to stay home. If your travel plans are unable to go forward as you intended, you'll want a way to be reimbursed for the money you've already spent on them. Trip cancellation insurance can assist you with this.

Why should I get trip cancellation insurance for my Memphis travel?

By the time you're ready to depart for a vacation, you've likely paid for much of it in advance. Things like airfare, hotels, tickets to attractions, etc. usually have to be purchased ahead of time. If you have to cancel at the 11th hour, you may find that you're unable to get a refund for these charges, or there could be cancellation fees involved. Even if you're forced to stay home, you may still be required to pay for your trip.

There is a way to avoid being put in this situation. Trip cancellation insurance can allow you to be reimbursed for your prepaid travel charges. If you have to cancel your trip for a reason covered by the policy, your insurance can help you get your money back for your prepaid, nonrefundable expenses. This way, you're only paying for the trip if you actually get to take it.

What should I look for in my Memphis trip cancellation insurance?

In addition to coverage for trip cancellation, consider these benefits when shopping for a travel insurance plan:

Travel insurance plans can offer different coverage depending on which one you choose. Read through the policies of the available plans carefully so you can choose one that offers appropriate coverage for your trip.

Memphis's Most Popular Places for Travel

Sun Studio

Sun Studio is a legendary recording studio that is considered by some to be the birthplace of rock and roll. Some of the biggest artists, including B.B. King, Elvis Presley, and Little Milton recorded here. While recording still takes place in the evenings, it is open for public tours during the day. It is a must-visit spot for lovers of music.

National Civil Rights Museum

The Lorraine Motel where Martin Luther King Junior was assassinated is now the site for a museum that chronicles the American Civil Rights Movement. With its visually engaging and contemporary exhibits, this iconic museum will guide you through five centuries of American history.

Beale Street

Beale Street is the heart and soul of Memphis. It is a central location to the history of blues music and houses several popular attractions such as the Orpheum Theatre and the W.C. Handy House Museum. There are plenty of restaurants, clubs, and bars where you can enjoy live music. Many venues do not charge a cover fee, so you can feel free to explore throughout the evening.

Shelby Farms Park

One of the largest urban parks in the U.S., Shelby Farms Park is the perfect place to enjoy the Memphis weather. There is plenty to do here: bike paths, hiking trails, fishing, canoeing, and so much more. It even has fun recreational activities for youngsters, including the Woodland Discovery Playground, which was designed by children.

Memphis Zoo

The Memphis Zoo is a huge hit among visitors, especially young kids. The enclosures allow you to see the animals from up close. The most popular exhibit are the giant pandas, Ya Ya and Li Li. The zoo also has some other unique animals such as genets and wombats that are not commonly found at other zoos.

Key Guidelines for Travelers in Memphis

When to visit

April to May and October to November are the best times to visit Memphis. July and August can be uncomfortably hot and humid for those that are not used to it. Winters aren't especially snowy, but there can be freezing rain and chilly temperatures that make it less enjoyable to be outside. Keep in mind that Elvis Week takes place each August, and draws large crowds. Book well in advance if you plan to visit during this time.

Getting around

Renting a car or hailing a taxi or Uber is typically the easiest way to get around Memphis. Navigation is fairly straightforward and traffic is manageable. The citywide bus system is another option that's inexpensive and well-connected. Many of the popular attractions are also connected with trolley lines that use vintage trolley cars.

What to eat

The one thing that's nearly as famous as music in Memphis is the barbecue. You'll find excellent restaurants all over the city. You simply must try the pork ribs. Memphis also boasts a variety of craft breweries that are carried at local pubs. Each spring, the city hosts Memphis Brewfest for true connoisseurs of craft beers.


As a large city, Memphis does require a certain bit of caution from visitors. Keep your wallet and valuables close at hand to avoid pickpockets, and never leave your personal belongings unattended. Also, take your things with you when parking your car to avoid inviting theft.

Before You Travel to Memphis - Do This

For a comfortable and pleasant vacation in Memphis, keep in mind the following:

  • Choose spring or fall. This is when the weather is most pleasant in Memphis, and you're sure to have an enjoyable time exploring and sightseeing outdoors.
  • Book your lodging in advance. Memphis is a popular tourist destination, and hotels can fill up quickly.
  • Protect your finances. Get visitors insurance or travel insurance so you can be covered in case of the unexpected.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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