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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Memphis is a city of music. It is one of the birthplaces of rock and roll and blues music, and the city that Elvis Presley called home. With its rich history and vibrant culture, Memphis promises to be an excellent vacation destination.
Read all about what to see and do in this musical city. For a pleasant and safe trip, be sure to get visitors insurance or travel insurance to safeguard your finances against unexpected expenses.
Getting injured or sick can be stressful anywhere, but that stress can be compounded when it happens during an international vacation. It's important to remember that healthcare costs in the US are very high, and your domestic health insurance is unlikely to be accepted in Memphis. To receive necessary care without a large out-of-pocket bill, it's important to have visitors insurance.
If you get sick or hurt in Memphis, you'll likely discover that your domestic health insurance will not provide adequate coverage, and may not be accepted at all. With the high cost of healthcare in the US, even a minor medical issue could leave you with a massive bill if you don't have proper coverage. Visitors insurance is tailored to provide necessary coverage for unexpected medical issues during your visit to the United States. It can go a long way in safeguarding your finances against expensive medical treatment costs.
Your visitors insurance plan should provide coverage for injuries and unexpected medical issues for the entire length of your trip to the United States. When considering what plan to purchase, read up on these coverage options:
Also, remember that if you're an exchange visitor on a J visa, you must have compliant insurance.
Although it's disappointing to have to cancel an international trip, sometimes there just isn't a choice. Bad weather or travel restrictions could make travel impossible, or a medical issue or death in the family could require you to stay home. If your travel plans are unable to go forward as you intended, you'll want a way to be reimbursed for the money you've already spent on them. Trip cancellation insurance can assist you with this.
By the time you're ready to depart for a vacation, you've likely paid for much of it in advance. Things like airfare, hotels, tickets to attractions, etc. usually have to be purchased ahead of time. If you have to cancel at the 11th hour, you may find that you're unable to get a refund for these charges, or there could be cancellation fees involved. Even if you're forced to stay home, you may still be required to pay for your trip.
There is a way to avoid being put in this situation. Trip cancellation insurance can allow you to be reimbursed for your prepaid travel charges. If you have to cancel your trip for a reason covered by the policy, your insurance can help you get your money back for your prepaid, nonrefundable expenses. This way, you're only paying for the trip if you actually get to take it.
In addition to coverage for trip cancellation, consider these benefits when shopping for a travel insurance plan:
Travel insurance plans can offer different coverage depending on which one you choose. Read through the policies of the available plans carefully so you can choose one that offers appropriate coverage for your trip.
Sun Studio is a legendary recording studio that is considered by some to be the birthplace of rock and roll. Some of the biggest artists, including B.B. King, Elvis Presley, and Little Milton recorded here. While recording still takes place in the evenings, it is open for public tours during the day. It is a must-visit spot for lovers of music.
The Lorraine Motel where Martin Luther King Junior was assassinated is now the site for a museum that chronicles the American Civil Rights Movement. With its visually engaging and contemporary exhibits, this iconic museum will guide you through five centuries of American history.
Beale Street is the heart and soul of Memphis. It is a central location to the history of blues music and houses several popular attractions such as the Orpheum Theatre and the W.C. Handy House Museum. There are plenty of restaurants, clubs, and bars where you can enjoy live music. Many venues do not charge a cover fee, so you can feel free to explore throughout the evening.
One of the largest urban parks in the U.S., Shelby Farms Park is the perfect place to enjoy the Memphis weather. There is plenty to do here: bike paths, hiking trails, fishing, canoeing, and so much more. It even has fun recreational activities for youngsters, including the Woodland Discovery Playground, which was designed by children.
The Memphis Zoo is a huge hit among visitors, especially young kids. The enclosures allow you to see the animals from up close. The most popular exhibit are the giant pandas, Ya Ya and Li Li. The zoo also has some other unique animals such as genets and wombats that are not commonly found at other zoos.
April to May and October to November are the best times to visit Memphis. July and August can be uncomfortably hot and humid for those that are not used to it. Winters aren't especially snowy, but there can be freezing rain and chilly temperatures that make it less enjoyable to be outside. Keep in mind that Elvis Week takes place each August, and draws large crowds. Book well in advance if you plan to visit during this time.
Renting a car or hailing a taxi or Uber is typically the easiest way to get around Memphis. Navigation is fairly straightforward and traffic is manageable. The citywide bus system is another option that's inexpensive and well-connected. Many of the popular attractions are also connected with trolley lines that use vintage trolley cars.
The one thing that's nearly as famous as music in Memphis is the barbecue. You'll find excellent restaurants all over the city. You simply must try the pork ribs. Memphis also boasts a variety of craft breweries that are carried at local pubs. Each spring, the city hosts Memphis Brewfest for true connoisseurs of craft beers.
As a large city, Memphis does require a certain bit of caution from visitors. Keep your wallet and valuables close at hand to avoid pickpockets, and never leave your personal belongings unattended. Also, take your things with you when parking your car to avoid inviting theft.
For a comfortable and pleasant vacation in Memphis, keep in mind the following:
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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