The birthplace of Mozart, Freud, and ballroom dancing, Austria is home to snow-clad mountains and charming towns tucked in the green hillsides. It is a paradise for winter sports and adventure lovers.

Also, you're more than welcome to have dessert before dinner here. Kaiserschmarrn, Apfelstrudel, Germknödel, and Mohnnudeln are just some of the Austrian desserts worthy of being the main course.

A paradise for all sorts of travelers, Austria doesn't disappoint. With its rich history and architecture, there are so many places to visit and enjoy. However, before you set off for Austria, make sure you have financial coverage for any health or travel mishaps you may encounter. Get travel medical insurance or travel insurance.

Travel Medical Insurance for Travelers in Austria – FAQs

Gorgeous mountains, quaint towns and cosmopolitan cities make Austria an ideal travel destination. However, all of those attractions can lead to increased risks. An accident on the slopes could land you in the hospital. An undercooked meal could result in an unfortunate illness. Even a simple slip on the stairs in your hotel can have you seeking medical treatment. It's important to have travel medical insurance that can provide you with financial coverage for these situations.

Do I need travel medical insurance for Austria?

If it's necessary for you to get a Schengen visa to enter Austria, then it is required that you have compliant health insurance. This insurance must provide at least €30,000 in medical coverage, as well as coverage for emergency medical evacuation and repatriation of remains. Even if you are exempt from these requirements, travel medical insurance is an investment that can pay dividends should you require medical treatment while in Austria.

Why buy travel medical insurance before traveling to Austria?

Healthcare in Austria is excellent, but it's also expensive. Medical treatment here can drain your finances in a hurry. Don't add insult to a literal injury by being stuck with a medical bill that's greater than the entire budget for your trip. Purchase travel medical insurance so you can have the coverage you need, and the peace of mind you want.

Trip Cancellation Insurance for Travelers in Austria – FAQs

Approximately 2% of all global flights get canceled. It might seem like the chances of your flight to Austria being canceled are slim, but if it happens to you, the expenses that you could incur might be significant. Even if your flight is able to go ahead as planned, there are other factors such as your personal health and family situations that may make travel impossible. It's best to be prepared for these situations with trip cancellation insurance.

Why should I get trip cancellation insurance for my Austria travel?

There's more that goes into a canceled trip than just disappointment about missed travel plans. There are expenses involved. You can't travel internationally without booking tickets and making reservations. These prepaid bookings can't always be refunded. If they can, they often charge cancellation fees. A canceled trip can mean not only missing out on your vacation, but also losing a lot of money to nonrefundable fees.

Trip cancellation insurance can't replace the experiences you might miss, but it can help you with the financial aspects. Your travel insurance plan can give you the opportunity to receive reimbursement for your prepaid, nonrefundable travel expenses should your trip need to be canceled for a covered reason.

What should I look for in my Austria trip cancellation insurance?

Trip cancellation coverage is one important aspect of your Austria travel insurance, but it may not be all. Depending on the plan you select, there can be other coverage options available including:

• Flight insurance
• Trip interruption coverage
• Flight delay coverage
• Coverage for lost baggage
• The option to cancel for any reason

International travel is an investment that deserves to be protected. Review the travel insurance plans that are available to you, and choose one with the coverage you need.

Austria's Most Popular Cities for Travel

Every Austrian city has a unique flavor of fun to offer. We've put together this list of the most popular Austrian cities that you should most definitely visit.

Vienna

The capital city of Austria, Vienna is not to be missed. Explore the architecture for a picture of history. Visit the opera house for your share of magical music. Don't forget to stop for some cake and coffee on the Museum Quarter's cafe-lined streets. And during the evening, let loose and celebrate with fantastic nightlife.

Salzburg

Salzburg is the birthplace of Mozart and a UNESCO World Heritage site. The historic city's most popular attraction is Hohensalzburg Castle. It is the largest medieval castle not just in Austria, but in Europe. And then there are the rolling hills just outside of Salzburg, where the Hollywood hit "The Sound of Music" was filmed.

Graz

Actor Arnold Schwarzenegger's birthplace, Graz is the second-largest city in Austria. There is even a museum dedicated to the actor's career. The Old Town of Graz is a UNESCO world heritage site, and the city houses several architectural wonders. You'll also find plenty of museums to explore, the Landeszeughaus (Styrian Armoury) being the most famous. It is the world's largest historical armory museum.

Innsbruck

The top ski town in Austria, Innsbruck is beautiful all year long. But in winters, it is especially breathtaking. The city hosted the 1964 Winter Olympics and is also known for its unique cable car system.  Skiing enthusiasts can reach the slopes of Nordkette (one of the most challenging ski spots) using the cable car that starts from the town's center. Throughout the city, you will have many postcard-worthy photo opportunities.

Alpbach

Alpbach is a quaint town which is easily accessible by an incredible train system. The town was voted the most beautiful Austrian village in 1983, and in 1993, it was recognized as the most beautiful flower village in Europe. If you are looking for a relaxing time surrounded by natural beauty, this is where you need to be. There are plenty of ski resorts here as well.

Key Guidelines for Travelers in Austria

Mountain Adventures

Snowboarding and skiing are fun, but you have to exercise caution to reduce your chance of an accident. Follow your instructors and make safety your first priority.

Petty Crime

Austria has a generally low crime rate. However, public places and locations frequented by travelers can be targeted by pickpockets. Keep your belongings close, and be wary of overly friendly strangers.

ATM Fraud

If your card gets stuck in the machine and seemingly helpful strangers ask for your pin to help get it out, don't share it. Make sure you only talk to authorities about your ATM concerns.

Weather Concerns

The weather in the Alps can change fast. Local news is your best source of information about weather forecasts and advisories.

Hotel Hoaxes

Before you book a hotel or hostel for a stay in Austria, make sure you ascertain the place's legitimacy. Websites that claim to be hotels can be scams. Call the hotel and check online for reviews before making payments.

Before You Travel to Austria - Do This

Here are a few important know-before-you-go points that will make your Austrian vacation experience all that much more fun.

• Pay for transport. The public transport system in Austria is largely based on the honor system. You'll rarely see anyone asked to present a ticket. However, it is important that you pay. If a conductor does ask for your ticket and you cannot produce one, you could be fined.
• Dress for the weather. Mountainous areas can have very different weather at the base of peaks than near their summits. Even when stepping out of your hotel on a warm day, it's a good idea to bring a jacket if you intend to venture to higher elevations.
• Buy insurance. To lessen the stress of travel or possible medical issues, make sure to purchase the right travel medical insurance or travel insurance.

DISCLAIMER: The information within this article is intended as a broad summary of benefits and services and is meant for informational purposes only. The information does not describe all scenarios, coverages or exclusions of any insurance plan. The benefits and services of an insurance plan are subject to change. This is not your policy/certificate of insurance. If there is any discrepancy between the information in this article and the language of your policy/certificate wording, the language of the policy/certificate wording will prevail.

The insurance plans available on this website are not specifically targeted towards the destination mentioned in this article. They can provide coverage while traveling away from home, according to the terms and conditions and geographic restrictions applicable to the specific plan.