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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
When traveling outside the home country or visiting the U.S., it is very important to purchase travel insurance or visitors insurance that covers the return of mortal remains.
Return of mortal remains, or repatriation of mortal remains simply means the transportation of an insured person's deceased body back to their home country, and the other formalities associated with it.
When a family member passes away, it can be a difficult time regardless of the situation. This can become much worse when the family member is in a foreign country.
Repatriation of mortal remains cost can vary due to a number of factors, such as the distance traveled, location of death, government regulations in the country of death and the home country, weight of the deceased person, etc. It may cost from $5,000 to $15,000, or more.
Apart from the financial burden, navigating the formalities in a foreign country may be very difficult, worsened by unfamiliar laws, culture and language. Therefore, repatriation insurance is a very useful benefit that is included in most travel insurance plans, but the benefit amounts may vary.
Even though each visitors insurance product may vary in terms of specific details, overall they all work similarly.
Return of mortal remains benefit would generally pay for and/or arrange for the following:
Bodily remains or ashes are generally transported to the airport or moved by ground transportation to the terminal nearest the deceased insured's primary residence in his/her home country.
In order for any benefits to apply:
During the entire process, the insurance company's emergency assistance department will be in touch with close family members or next-of-kin to coordinate and provide updates.
As more people started buying visitors insurance from U.S. based companies for their relatives visiting the U.S., this benefit was designed so that the burial or cremation can be done locally, as an alternative to embalming first, then sending the dead body to the home country. E.g., Hindus cremate their deceased (except in case of infants), instead of burying them.
The benefit limit for local burial or cremation is usually different than the one for the return of mortal remains.
You can get the benefit either for local burial/cremation or repatriation of remains to the home country, but not both. In other words if the visitor meets their demise in the U.S., you cannot be paid for local cremation in the U.S. and for the transportation of ashes back to their home country.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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