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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Looking insurance for my parents. I wanted to check if the insurance covers pre-existing conditions or rehab services.

A:
Insurance for an international visitors covers for any new sickness, injuries or accidents that may occur after the effective date of the policy. It does not cover any pre-existing or preventive care. However, We have some plan that provides coverage for an Acute Onset of Pre-Existing Conditions. Plans are designed to cover the new accidents and new illness that happen after the effective date of the policy. Please feel free to contact us if you have any questions.
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Q:I would like to purchase a 14-day travel insurance for my Schengen Visa application. However, I am not going to mainland Europe but French Polynesia. How could I change the destination of the insurance policy?

A:
When completing an application, you may select the destination country. In this case, you may select French Polynesia as your destination country. One of the more popular plans in this section is the Atlas International. With this plan you can even add additional destinations to your visa letter after purchase if you would like. Please use the link provided below to view the plan and purchase. If you have any additional questions please let us know.
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Q:I will be meeting my fiance in the Philippines this month. We will be going to Hong Kong for 5 days and I would like to provide medical insurance for her. Can I get her the travel insurance?

A:
Thank you for your interest in purchasing travel insurance for her. You can purchase it online using the link below: Patriot International Please let us know if you have any further questions.
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Q:I have a patient we are moving to the USA for surgery. The costs of the elective surgery has already been paid by a donor. Is there any policy that I could get that would cover unexpected costs associated with unforeseen complications from this?

A:
Unfortunately, there is no insurance which covers complication from his elective surgery.
{{currentOrigin}}/answers/visitors-insurance-usa/visitors-insurance-elective-surgery-coverage-13634/

Q:I'm a 33 year old Indian Citizen and wish to buy worldwide insurance including USA & Canada etc for a year. What is covered?

A:
The plans available will cover only the new accidents and new illness that happen after the effective date of the policy. These plan will cover you anywhere outside of your home country.
{{currentOrigin}}/answers/visitors-insurance/visitors-plans-coverage-69710/

Q: My mother has esophagus cancer and I am planning to get my mother treatment in the US. Let me know what is the procedure for health insurance. She does not have any health insurance in India.

A:
Unfortunately, there is not a plan that you can purchase to cover the cost of your mothers cancer treatment in the United States. This would be an expense that you would have to pay for out of pocket. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/health-insurance-for-visitor-cancer-treatment-in-us-70196/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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