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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:We are inquiring over the purchase of a Mount Kilimanjaro trip health/medical policy covering for all accidents/risks related to high altitude hiking activities as mountain sickness, trekking accidents, evacuation and the rest, etc. Main details: Participants: Michael (Italian/British citizen resident in Kenya) Joseph (Kenyan citizen) Destination: Tanzania, Mt Kilimanjaro Days: 7-8 days There is no need to cover for other off the mountain activities in Tanzania as we have a valid travel policy for all activities below 2,500 meters. I remain available should any other additional information be required.

A:
There is a plan called Atlas International that is recommended for coverage for treks on Mt Kilimanjaro. Please see Mount Kilimanjaro Travel Insurance for more information about the plan and to generate a quote for coverage. Feel free to contact our office if you need any additional assistance.
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Q:I need to purchase insurance for my grandmother (non-us citizen) traveling to Spain in July.

A:
Thank you for contacting Insubuy for your insurance needs. If your visa is denied then you would just forward the denial to the cancellation department. If you purchase a different plan then you would provide the plan information. In either case you would be able to get a full refund if the plan is cancelled prior to the effective date with the proper documentation. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/europe-travel-insurance/cancellation-of-schengen-visa-insurance-from-denial-86907/

Q:Hello, I'm going to go to the University of Illinois at Urbana-Champaign in early July and I need some help from you. Please give me a suggestion about a health insurance that covers all requirements in the attached picture for 10 months (07/01/2017-04/30/2018).

A:
We have many plans that meets your school requirements. In order to send quote we need to know your age. Once we received will be glad to send you quote. Meantime, please visit our J1 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. You can purchase either Atlas Exchange or Patriot Exchange plan. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/health-insurance-university-of-illinois-requirements-92127/

Q:I want to purchase an insurance for USA for me and my 2 daughters - 18 and 6 years old. I select 1 children but when I go on searching it shows me this. (the picture I added) Why is the price for my little daughter 0.00? And can I see what is included in this offer?

A:
Atlas America is a family friendly plan. So if one parent insured child under 9 years get insurance at no cost. So that's why quote shows $0 premium for your daughter. Please feel free to contact us If you need any further clarification.
{{currentOrigin}}/answers/visitor-insurance/health-insurance-visitors-to-the-us-0-premium-for-6-year-old-80281/

Q:I am Mohammed Saad Dersi, a J-1 Visa holder. I will be attending George Washington University next semester (program start date: 28 Aug. 2017 / program end date: 21 Dec 2017 ). I am looking for an insurance policy that covers the following criteria: -Medical benefits of at least $100,000 per accident or illness and have prescription coverage. -Repatriation of remains of at least $7,500. -Medical evacuation to home country of at least $10,000. -A deductible not to exceed $500 per accident or illness. -Plan must be provided by a company licensed to do business in the United States, with a U.S claims payment office and a U.S phone number. -Plan must covers pre-existing conditions with no waiting period, or the plan must have been in effect long enough that any waiting period has passed. -Plan must covers inpatient and outpatient medical and mental health care in the Washington, D.C. area, including alcohol, drug abuse and detoxification treatment. Emergency only coverage does not satisfy this requirement. -Plan must covers expenses related to self-inflicted injuries and suicide. -Plan must be active and maintained throughout the duration of the program. Please send me any offers of insurance plans that respect all of the requirements mentioned above.

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, we don't have any plan that meets your requirements. you can purchase only from your school. You will not find any insurance plan from outside market.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-j1-visa-holder-george-washington-university-requirements-96632/

Q:Could please send me a quote of medical insurance plan for the period Aug 01 2017 to Dec 31, 2017, include the below requrments. Noting I am international students at university of Houston clear lake F1 Visa in graduate school, I am very healthy person, my age is 28. Please find the below requirements An alternate health coverage must meet or exceed these requirements: Medical/preventative care benefits equivalent to the UHS-endorsed Student Health Insurance Plan with no annual limits. Contains no exclusions for pre-existing conditions. Imposes no provisions for co-insurance that exceed 25% of the covered benefits. Medical evacuation coverage amount is no less than $50,000. Repatriation coverage amount is no less than $25,000. NOTE: If medical evacuation and repatriation that equals the amounts as compared to the UHS-endorsed Student Health Insurance Plan are not included in an otherwise acceptable policy, a rider for this coverage can be bought from AHP. International "F" Student Visa Holders must have a policy whose deductible does not exceed $1,500 (individual)/$3,000 (family) annually

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is no plan available that can meet these requirements. You would have to purchase the plan offered by the university. If you have any additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-student-medical-insurance/student-insurance-waiver-requirements-questions-41221/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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