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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:VisaHQ company says International Health Insurance is required for Togo, Africa. What insurance do I need to purchase. I am from the USA leaving on the 7th and returning on the 13 of March.

A:
We cannot advise as to the insurance requirements for any particular country. You would have to verify which benefit requirements they have and then we can assist finding an appropriate plan if available. Our Travel outside the U.S. medical plans can be found through this quote link: /travel-health-insurance/ Please let us know if you have any additional questions.
{{currentOrigin}}/answers/other-insurance/international-health-insurance-togo-africa-38899/

Q:Does visitors insurance cover accidental or sudden death ?

A:
Some plans will include accidental death benefits. Sudden death could be covered if related to an accident or a new illness contracted after the effective date. Most plans will not cover a death or sudden death due to a pre-existing condition. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/visitors-insurance-accidental-sudden-death-44016/

Q:tax document

A:
Visitor plans purchased are not an Patient Protection Affordable Care Act Compliant insurance and do not a provide a 1095-A form. You can find information about PPACA compliance for the plan located in the certificate wording for your policy.
{{currentOrigin}}/answers/other-insurance/tax-document-56112/

Q:My daughter is a US Citizen living in California - she is relocating to Connecticut, and we would like to get her insurance coverage for a short duration.

A:
There are not any short term insurance options that we could offer to a U.S. citizen that resides in the United States. We would recommend reaching out to the State department of insurance for available options for coverage after her transition to Connecticut.
{{currentOrigin}}/answers/other-insurance/my-daughter-is-a-us-citizen-living-in-california--she-is-relocating-to-connecticut-and-we-would-like-35391/

Q:Looking for annual multi-trip insurance for 4 people aged: 48, 62, 62, and 65. We make about 5 - 8 trips abroad each year. One of them, 62yrs. has had a previous heart attack 4 years ago. What insurance plan do you suggest? Would it cover previous conditions or at the least sudden onset of a previous condition and covid? We will need to get this insurance annually for several years to come.

A:
The multi-trip plans available are designed to cover the new accidents and illness that manifest after the effective date of the policy. Coverage for pre-existing conditions would be dependent upon your primary coverage within your home country as well as, if your home country is within the United States. You are able to review the multi-trip plans available as well as quote using the links provided.
{{currentOrigin}}/answers/travel-insurance/looking-for-annual-multitrip-insurance-for-4-people-aged-48-62-62-and-65-we-make-about-5--8-trip-48310/

Q:Do you have health insurance for a 90 year old women?

A:
We do offer coverage to people who are 90 years of age visiting the U.S., however, the coverage options will be limited. You can run a quote through this link if this a for someone traveling on a B2 visitor visa: /visitors-insurance/ When you select the policy maximum search range within the quote, you will want to select the $10,000- $25,000 range. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/health-insurance-90-year-old-women-45113/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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