There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Short term plan mountaineering I have a question about your Patriot America coverage. For a non-citizen who has resided in the US for more than six months, the application asks if they have held international coverage. How is that defined? More specifically, do you offer any insurance options suitable for a non-citizen (on a student visa) who has resided in the US (NY) for more than six months, and holds normal (ACA-compliant) American medical insurance but needs adventure/extreme sports coverage?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the Patriot America Plan would not be available if you have had or currently have a domestic insurance plan. We would be more than happy to look into plan options available for your if you would like to provide a little more information about what you are needing coverage for. Sure - I'm looking for short-term medical coverage for mountaineering, in the US. Is that the information you need? You can purchase Short Term PPO plan. Short term plans are not ACA compliant. STM PPO plan Brochure, instant purchase link, /short-term-health-insurance/ The standard hazardous sports rider only provide coverage for mountaineer up to 10,000 ft. We can asked for special terms from underwriters to include: Coverage for mountaineering up to 4,300 meters. Coverage excludes frost bite. This added coverage would be written as an endorsement to the policy. This endorsement would be included with the policy when it is issued. Please let me know if you have any questions.
{{currentOrigin}}/answers/other-insurance/short-term-plan-mountaineeringi-have-a-question-about-your-patriot-america-coverage-for-a-noncitizen-19389/

Q:o1 visa insurance needed Hello, I am in the US working on an o1 visa. I am interested in getting your health insurance to cover me for the 2016 year. I am wondering if your health insurance will satisfy the IRS Health Insurance tax? If so, will I receive paperwork to support my 2016 tax return?

A:
Thank you for your interest in purchasing insurance through us. We don’t provide any long term insurance (PPACA compliant plan) in state of NY. Short term plans are not PPACA compliant plan so we will not be able to provide you paper work to support your 2016 tax return. Are you eligible to enroll under your employer insurance? If yes, please go for it. Otherwise you can purchase short term plan using link below, /new-immigrant-insurance/ If you have any further questions feel free to contact us. Thank you for the speedy reply. I looked at your short term plans (as I am not eligible for insurance from my workplace,) and noticed they also said that no documents would be sent suggesting I had a PPACA compliant plan. Do you receive anything for a tax return, or would this plan not be ideal for these purposes? That is correct, the short term plans are not PPACA compliant so would not offer any documentation for tax purposes. If you purchase a short term plan you would be responsible for the tax penalty. If you need additional information please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/o1-visa-insurance-neededhello-i-am-in-the-us-working-on-an-o1-visa-i-am-interested-in-getting-your-h-92959/

Q:OPT insurance eligibility for Iranian citizen Hi, I'm a graduating international student looking to acquire short term health insurance now that my status has changed to OPT (optional practical training). I will still be on F1 visa status but will not be able to get health insurance through my school. I was wondering what insurance would be available to me since i'm residing in the US already and am an Iranian citizen (as both of these seem to be limiting factors as far as i have searched)

A:
Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like to know age, zip code, state and how long do you need coverage? Once we get these information will be glad to suggest some insurance plan accordingly. age: 26 zip code: 62026 State: Illinois coverage for 3 months Based on the information you provided we recommend a short term domestic plan for the 3 months. For more information on the plans you are eligible for click here: /short-term-health-insurance/ Enter your state first then once you have picked a plan you may be asked for your zip code and date of birth to obtain a quote. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/opt-insurance-eligibility-for-iranian-citizenhi-im-a-graduating-international-student-looking-to-acq-33703/

Q:Becoming US Citizen, insurance question I am a legal resident under the process to become a US citizen in March what kind of insurance is available for me now during this process?

A:
Thank you for your interest in purchasing insurance through us. You can purchase domestic short term plan. /short-term-health-insurance/ Please enter appropriate criteria and you will find many short term plans. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/other-insurance/becoming-us-citizen-insurance-questioni-am-a-legal-resident-under-the-process-to-become-a-us-citizen-84611/

Q:Information about health insurance I am an Indian citizen, who had been living in the USA for the past 7 years. Currently in between jobs, i visited India for about 4 weeks. I will be joining a new job in Florida, USA, on an H1B visa on the 22nd of February. I'll be arriving the USA on the 13th of February. I am looking to purchase a short term health insurance till i join the new job, and the employer provided health insurance kicks in. Could you tell me the options that are available to me?

A:
Thank you for your interest in purchasing insurance through us. You can purchase either International major medical plan or domestic short term plan. International major medical brochure, instant purchase link, /international-major-medical-insurance/ You can purchase this plan mini. For 5days and max. upto 364days. HCC STM brochure, instant purchase link, /short-term-health-insurance/ This plan you can purchase mini. For 1m. Please review this and if you have any further questions feel free to contact us.
{{currentOrigin}}/answers/other-insurance/information-about-health-insurancei-am-an-indian-citizen-who-had-been-living-in-the-usa-for-the-past-23790/

Q:Short term coverage USA I will be relocating from Shanghai China to the Philadelphia are in the USA in Mid Feb. I am looking to fill my families insurance coverage gap as it seems we will need to be physically present to enroll in the longer term options. I am a US citizen, as is my daughter, and my wife is Chinese with the required immigration documents for Legal Permanent status. I would appreciate your help in this matter.

A:
Thank you for contacting Insubuy. As U.S. citizens and permanent residents you are eligible to purchase short term domestic insurance. These plans will cover any new accident and new illnesses that occur after the effective date of the policy. Please use the link below to review these plans. If you need any further assistance please feel free to contact our office. Short Term Domestic: /short-term-health-insurance/
{{currentOrigin}}/answers/other-insurance/short-term-coverage-usai-will-be-relocating-from-shanghai-china-to-the-philadelphia-are-in-the-usa-i-12042/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More