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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Just wondering if any of your student policies cover the below list of criteria as set by Michigan State University, otherwise we will have to buy their own insurance. Period of cover is from mid-August to Mid- December 2019, for a 20 year old Australian Student. International Student Waiver Criteria - Covers a minimum of $500,000 per condition without time limitation. - Has a policy year deductible of $500 or less per individual. - Covers inpatient and outpatient medical services (including labs and x-rays). - Covers inpatient and outpatient mental health services. - Covers prescriptions up to a minimum of $500,000. - Has a maximum out of pocket limit of $2000 per individual and $4000 per family. - Provides coverage worldwide. - Has $50,000 or more provision for medical evacuation to your home country. - Has $25,000 or more provision for repatriation (removal of remains after death)to your home country. - Has coverage for HIV infection, including AIDS, AIDS-related complex, and a positive HIV test. - Provides coverage for the waiver period requested.
Q:I am looking to buy either one of these plans Atlas America and Patriot America Plus, please help me to answer these questions before I buy this Insurance plan 1. My father has diabetes, Bp taking medication from last 5-6 years, after coming to the US, 2-3 months later he got Heart attack/stroke, Will Atlas America/Patriot America plus plan cover these expenses due to the Heart Attack/Stroke? 2. My Mother has stent 4 years back in heart, after coming to the US, 1-2 months later she got Heart attack/stroke, Will Atlas America/Patriot America plus plan cover these expenses due to the Heart Attack/Stroke? 3. As my father has high bp, sugar if due to this there is emergency happens and they need to do the immediate procedure in case of life-threatening conditions, Will those expenses cover in Atlas America or Patriot America Plus.
Q:I am about to live in Kansas City with my wife. We are French and we need an insurance. Could you help us please?
Q:I would like to buy the health insurance policy for my visit to Philadelphia starting from September. I am from Poland, but I am currently doing my PhD in the UK. I will be visiting the USA under the J-1 visa and I need health insurance that covers the following: - Medical benefits of at least $250,000 per accident or illness - Repatriation of remains in the amount of $25,000 - Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $100,000 - A deductible not to exceed $500 per accident or illness. Would you be able to advise me what plan would be the most suitable one? What are the full costs? Also, I already have a travel and health insurance issued by my UK University that covers the first two bullet points above. Would it be possible to buy only an additional coverage or I have to apply for a new insurance plan?
Q:I am joining a research scholar position at Harvard in a J1 research visa. Kindly let me know which plan suits me the best I have attached the link here, http://www.hio.harvard.edu/j-visa-regulations-regarding-health-insurance-requirements
Q:1. $500,000 per injury/sickness per injury-sickness 2. Medical evacuation $25,000 3. Repatriation $50,000 Please suggest a plan.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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