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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents will be visiting US India in July last week of 2023 and will be staying here for 3 months. They have already departed from their home country India to Europe(Sweden) for a separate trip and they will be taking flight from Sweden to USA. Is there any insurance which can provide coverage for their USA trip since they have already departed from their home country India but have not yet arrived in USA.

A:
Yes, visitors insurance can be purchased before or after the travelers have left their home country. Please see Visitors to USA to run a quote. If you have any additional questions please let us know.
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Q:HelloI want to get a visa for my mother who visits USA for only 3 months. The country of residence is Iran. I cannot select any insurance for her. because I am getting an error that Iran cannot be the country of residence. Would you please help me with this?I have green card in USA and can be her guarantor for any payments or anything.

A:
Plans have geographic restrictions in place for various countries and regions. A plan that does not have geographic restrictions in place for Iran is the Safe Travels USA Comprehensive plan as well as other Safe Travels plans. If you have any additional questions please reach out to our office at 1(866)INSUBUY (4678289).
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Q:Can J-2 visa holder have an individual health insurance without J-1 with the same insurance company. When J-1 is on school insurance company. Please do let us know asap.

A:
Yes a J-2 visitor may have their own insurance plan as long as the school does not have requirements for them to be on the the schools insurance as well. Please see Exchange Visitors to run a quote for J-1/J-2 visa holders. If you have any additional questions please let us know.
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Q:Hi, My dad, who is 75 years old is visiting USA. He has pre existing conditions. I would like to know a good plan for him.

A:
We have one plan that as long as someone is fit to travel and not coming to the U.S. for medical treatment, can provide some coverage for unexpected issues pertaining to a pre-existing condition. /visitors-protect-insurance/ The plan must be purchased before the proposed insured departs their home country, is not extendable and has a 90 minimum purchase duration. Please let us know if you have any additional questions.
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Q:Does Atlas America Comprehensive Coverage Plan for Travel Medical Insurance cover main travel of visitors from Home Country to USA and back as well, insuring Life?

A:
Atlas America generally will provide coverage for new accidents or illnesses that did not exist in the body before the effective date of the policy. This plan will cover you anywhere outside your home country, which does include during the transit to and from your home country. Additionally, Atlas America does offer an Accidental Death and Dismemberment benefit that varies by age, so in the event of of a death due to an accident you may receive financial compensation. Please see the Plan Benefits page if you would like to see the benefits of this plan. If you have any additional questions please let us know.
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Q:My parents plan to visit us in California for about 3-4 weeks. He undergoes dialysis twice a week at the moment. Can he get an insurance with you? He is aged 69.

A:
He can still get insurance but it will not cover his dialysis only for new illnesses or injuries.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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