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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I have a question regarding Atlas America medical insurance for USA visitors. Do I understand correctly that their plan always pays 100% to policy maximum after deductible even if we get help medical help outside of the network? I'm trying to understand the difference between Atlas and Patriot plans and want to make sure that Atlas doesn't have this "80% up to $5,000 outside the network" condition. Thank you for your help.
Q:Hello, I am looking for long term coverage with IMG or Cigna- looking to compare your plans for my spouse and I. We will be in Denmark for about 9 months a year and US for 3 months. I will need coverage to begin April 1st. I am a US citizen. I was hoping to see the IMG platinum plan compared to Cigna Gold( both have maternity right)?
Q:Im a 37 year old South African traveling to Brazil.I do have my Solo Pilot Licence . Im looking for paragliding insurance that covers everything. Can you please let me know if your company does cover south Africans traveling abroad?
Q:How long before I travel do I need to purchase coverage. ? Will not know exact date until green card arrives? Would like to have coverage the day I cross the US border. Currently visiting in US but will return to Canada to get green card , soon.
Q:I would like to ask whether there is ExchangeGuard Essential insurance policy in Chinese. Does this project include children's vaccine, physical examination and other costs? If I buy it with my kids, is there a discount? I'm 35 and my kids are 6.
Q:I contacted my University (UIUC University of Illinois Urbana-Champaign) and received the updated requirements, which is in the attachment. Could you please check whether Student Secure Smart plan meets these requirements?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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