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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My self & my wife are green card holder and visiting USA for 25 days. Our age is 76 & 72. Can you please quote the premium for our medical insurance for 25 days.

A:
Thank you for contacting Insubuy for your insurance needs. There are several plans that would be available to a green card holder visiting the United States. In order to better assist you can you please provide what state you will need coverage in? Meanwhile, you can find available options using the following link. Visiting with a Green Card Insurance If you need any additional assistance please contact our office.
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Q:I am an international student and I will be heading to Stanford University for my Masters degree (1 year). I am currently looking for a health insurance plan as the school requires us to have an insurance plan that meets the following standards: 1) An annual deductible less than $1,000 USD. 2) Lifetime aggregate maximum benefit of at least $2,000,000 USD or a maximum per condition/per lifetime benefit of $500,000 USD. 3) Coverage for inpatient and outpatient medical care in the San Francisco Bay Area and the U.S. 4) Coverage for inpatient and outpatient mental health care in the San Francisco Bay Area and the U.S. 5) Prescription drug coverage. 6) Coverage for non-emergency as well as emergency care. 7) Coverage for pre-existing conditions or you have met applicable waiting periods. (1) Could you kindly advise me on the premiums for a plan suitable for the above? (2) In addition, the school requires the insurance company to endorse a form. If there is a suitable plan, could I kindly check if your company is able endorse it?

A:
You can purchase Student Secure Elite plan. That's the plan meets your school requirements. Please find brochure, instant purchase and other useful information. Once you complete the application, please send us your waiver form with your information. Our compliance dept. will complete it and send it to you by e-mail.
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Q:I have a claim pending. Is it possible to use the funds from that to pay towards a new travel insurance policy? My family and I will be travelling to New York in August. Thank you

A:
Thank you for contacting Insubuy, This is not possible to do. These 2 instances will be processed separately.
{{currentOrigin}}/answers/visitors-insurance-usa/using-paid-claims-towards-premiums-82449/

Q:I want to check how could I know if the insurance plan include the physical examination. Right now, I am on OPT until 9/30 and will be on H1B from 10/1. Is there any insurance plan fits my requirements?

A:
There is a plan called Study USA that is available to F1 visa holders on OPT that will cover the cost of 1 routine physical per year. This plan is not available once your H1B starts and at that time you will have to enroll into a domestic insurance plan often times offered by your employer.
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Q:I am looking for a short-term health insurance policy that covers emergency maternity/pregnancy complications. I am a US citizen living abroad, but will be returning to the US for a three-week trip on June 26. Do you have a policy that would cover maternity-related emergency expenses?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a short term plan that is available for maternity or complications coverage for a U.S. citizen. If you need any additional clarification please feel free to contact our office.
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Q:My children and I have dual citizenship (USA and Spain); we live in Spain, and we are looking for a health insurance to cover our trip from 6/23/2019 to (8/07/2019). Are we eligible for the Safe Travels USA Cost Saver plan?

A:
We would be glad to assist. We do have a plan that can cover U.S. citizens visiting the U.S. who live outside the U.S., called Patriot America Plus. You can purchase Patriot America Plus. All plans for visitors cover new illnesses and new injuries that occur or manifest after the effective date. There are no plans on the market for visitors that cover preventative care, routine maintenance, or pre-existing conditions. Please let us know if you have any questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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