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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Choosing a travel medical insurance for a short trip to Spain. The policy is for a couple, but I don't know how to fill the "Citizenship" field: it's either US or non-US, but what if the couple is one US and one non-US?

A:
Thank you for contacting Insubuy for your insurance needs. Since the citizenships are different we would recommend obtain a quote individually. If you have any additional questions please let us know. You may also contact our office at (866) 467-8289.
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Q:I am wondering if you provide travel insurance for Tourism visa to Spain under a Chinese passport. The insurance is required to cover sanitary assistance, accidents, emergency, evacuation, medical repatriation, return of remains with complete international coverage with zero deductible and no copayment. Can you please recommend the right insurance I need to purchase?

A:
Thank you for your interest in purchasing insurance through us. Yes, we offer plans that meet the Schengen Visa requirements. The plans can be found here once you have entered the required information. All of the plans in this section meet all of the requirements for the Schengen visa. If you need additional assistance please feel free to contact our office.
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Q:I'm an international student with my family in Florida. I currently have a F1 visa and my husband and daughter have F2. I would like to know if you offer any type of health insurance policies that would work for us.

A:
We have many plans for students but before we can recommend a plan we would need to know if your school has any requirements that need to be met. If there is requirements then please provide them in a PDF attachment or in the body of the email. In the meantime you can review the plans here: International Student Insurance You can also contact our office for assistance.
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Q:What does it mean it is not ACA compliant? Could we still have short term medical insurance till we have something ACA compliant (though I don't have idea yet). Could you give me some advice.

A:
ACA is the Affordable Care Act, some know it as Obamacare. You are able to have short term plan until you are eligible for an ACA compliant plan but the short term plans will not stop you from incurring penalties for not having a compliant plan. If you would like assistance from a licensed agent in selecting a plan please contact our office.
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Q:I am currently applying for a J-1 visa for entry into the US and for that I need short-term medical insurance that covers the minimum requirements set out in the pre-arrival information guide sent to me by Sanford Burnham Prebys Medical Discovery Institute. This email address was sent to me as part of that guide so I'm hoping you can help me by telling me how I would acquire such coverage from yourselves.

A:
Thank you for your interest in purchasing insurance through us. We have many insurance plans that meets standard J1 visa requirements. But if you have any additional requirements from your school, please send it to us in pdf attachment. So that we can suggest insurance plan accordingly. Otherwise, you can purchase any of the plan from our J1 visa insurance section here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I'm an incoming graduate student at Saint Joseph's University in Philadelphia this fall. Would like to know if you have insurance for International students.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Geoblue Navigator Student Insurance Please review this plan and feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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