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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visiting USA, Mother 72 years old Insurance for visiting mother age 72 years for 6 months from 18th March to August 26th 2016. She arrived in USA on 2nd March 2016.

A:
Thank you for your interest in purchasing insurance through us. We have several plans for your mother that will cover any new illness or injury that occurs after the effective date of the policy. The plan I would recommend is the Patriot America plan or Safe Travel USA comprehensive coverage plan. Now Safe Travel USA comprehensive coverage plan covers acute onset of pre-existing conditions up to $25000 Patriot America brochure and instant purchase link: /patriot-america-lite-insurance/ Update: Safe Travel USA Comprehensive coverage plan brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ You can look for additional plans here: / Just enter the information and review the available plans. If you need additional assistance please feel free to contact our office.
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Q:USA Visitor Medical Insurance I had earlier bought medical insurance from Insubuy for my wife who was touring USA. This was in 2015. I wanted to buy it again it as she is again visiting USA in the month of April. I cant seem to remember the policy company. Can someone check old records and suggest me which policy was bought ?

A:
Thank you for contacting Insubuy for your insurance needs. Please advised to the visa type that your spouse will be arriving on to ensure eligibility of this plan? She has Tourist Visa - B1. Its a short trip from 14 April to 25 April. Thank you for this information, she is eligible to purchase the Atlas America plan again for her visit to the U.S as a visitor. Please use the link listed below to complete your purchase. If you would like assistance from a licensed agent, please feel free to contact our office . Atlas America brochure & instant purchase link: /atlasamerica-insurance/
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Q:Pre-existing conditions USA visitor I'm looking for medical insurance for my relative who will land in US on March 19th and leave on June 5th, 2016. She will not be travelling to any other country. She will be 69 when policy becomes effective and will turn 70 on April 20th. She had open heart surgery in 2013 and takes medications since. She had cataract surgery in 2014 and takes eye drops. Based on information I looked at, any of US plan’s don’t cover or minimally cover anything related to pre-existing conditions. Please let me know, if Atlas America will be a good plan for her. Also, can it work in conjunction with a plan, if we buy from India, currently looking at United India insurance who work through APRIL USA.

A:
Thank you for contacting Insubuy for your insurance needs. The Atlas America plan would be a wonderful plan for her situation. This plan offers coverage for an acute onset of a pre-exiting condition. This will assist with expenses related to life threatening emergency that happens related to pre-existing conditions. Please use the link listed below for more information about the acute onset of a pre-existing condition. Acute Onset Coverage: /visitor-insurance-acute-onset-of-pre-existing-conditions/ As she will be 69 at the start of the plan the benefits will remain the same when she turns 70 during her stay. This plan will pay secondary to any other payable insurance that is available during the validity of this plan. If you have any questions please feel free to contact our office. Atlas America brochure & instant purchase link: /atlasamerica-insurance/ Thanks for the quick response. Would it be possible for this plan to be primary and one bought in India be secondary. Also, do you know, how dependable is a plan bought in India especially with United India Thru APRIL USA? Thank you for contacting Insubuy. These plans will always pay secondary to any other insurance. We are not very familiar with this particular company specifically. Please see the link listed below to a FAQ about purchasing from India vs the U.S.. Purchasing from India vs U.S comparison: /visitors-insurance-usa-india-comparison/ In that case, I probably need to go for one of the plans. If I decide to buy, what would be the process, Would I pay online, if so, when would I receive something back that can be used for her to receive care, in case such situation arises. She’ll be reaching here on 3/19 morning. You can purchase online through the link provided or call our office and purchase over the phone. Either way, it will be the same process, same cost. As soon as you complete your purchase you will receive a confirmation email that includes all of your policy documents including ID cards. If you need any assistance please feel free to contact our office.
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Q:Tourist Visa insurance for Pregnant lady I will visit the USA. Therefore I have to make an insurance. Does your insurance policy covers the birth insurance for the tourist visa holders? If yes do you have any waiting period?

A:
Unfortunately there is no insurance for an international visitor which covers maternity. You have to pay from your pocket.
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Q:USA Visitor Insurance I was browsing through for visitor insurance (for my parents). I get the below quote summary. I am looking for a good deal in direct claim/cashless claim option. Would be able to give me a better deal? Quote Summary Price: $618.54 Your Age(s): 60, 56 Coverage Start: 03/26/2016 Coverage End: 06/11/2016 Deductible: $500.00 Maximum Coverage: $50,000.00

A:
Thank you for your interest in purchasing insurance through us. This premium is regulated by govt. We can’t give you any different rate than you see on our website. Please read, /best-visitors-insurance-deals/ /why-purchase-from-insubuy/ /visitors-insurance-broker-advantages/ You can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. We have also send you quote in a separate e-mail. Our system sent quote by default with $250 ded. You can change it by using dropdown box next to deductible and get quote accordingly. If you have any further questions feel free to contact us. Have a great day!
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Q:Insurance For Traveling to France with Child I am planning a Flight to France with my daughter who will be staying a little longer than me for her vacation. Your website did not give me he option to purchase the coverage for the both of us with two separates return dates. Basically, we will be flying together arriving in Paris on March 26th 2016, I will be taking my return flight on April 2nd ,2016 back in the U.S and my daughter who is 16 Months old will stay with her Mom until June 15th 2016. Can you help me figure out the pricing for coverage for the two of us and let me know how I can start our coverage and get our insurance going before we board our flight.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. We would recommend purchasing two separate policies since the coverage dates are different. In order for us to recommend the appropriate plan we will need more information. Can you please state your country of citizenship, age, and state where you currently reside in the U.S.? Thank you for the prompt response Both my daughter and I are U.S citizens and we both reside in Salt Lake City, Utah. I am 33 years Old and my daughter 16 Months. Is it possible to purchase the coverage for my daughter under her own name since she is underage. Yes, you may purchase a separate policy for your daughter by selecting the 0-17 age group in the search and compare screen. We emailed you two separate quotes as per your request. The plan we would recommend would be the Atlas International. You may review the plan by using the link below. You may purchase online or over the phone by contacting our office at (866) 467-8289. Atlas International: /atlas-international-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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