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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:WE need the cover from 10th September to 30th September 2021 for two of us .

A:
To quote you will want to visit the Travel Medical Insurance section of our website and enter the appropriate details necessary. Alternatively, you may call +1 (866) 467-8289 for a quote over the phone. Let us know if you have additional questions or need further assistance.
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Q:-Covid cover for testings, medication to admission if required.?-Medical emergencies and hospital procedures and surgeries ?- For flight cancellations and new tickets for medical reasons ?

A:
COVID-19 coverage will allow for the coverage of many things as long as the illness were to be contracted after the effective date of the policy. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Would it be possible to buy travel insurance and have medical benefits if I only have Medicaid as insurance?

A:
The travel medical insurance available is designed to offer coverage for new illnesses and injuries that are contracted after the effective date of the policy and will exclude the coverage for pre-existing conditions, preventative and routine care. They will only allow the coverage outside of your home country and it is not necessary to maintain a medical insurance other than Medicaid in order to purchase the coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Canadian resident traveling to the UK. Do you cover quarantine expenses if PCR test is positive.

A:
We do have policies available that cover for quarantine. to see the available plans you can go here /covid19-travel-insurance-with-quarantine-coverage/
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Q:Dear Sir/Ms,I have a question regarding quarantene coverage for travel to Costa Rica. We have clients who live in Norway, currently visiting Spain for eight weeks, and travelling onwards from Spain to Costa Rica. You have a product that covers Trip Delay Benefit for 2,000 that meets requirements for Costa Rica immigration. Is this available for our clients? When their trip originates in Spain, but they are residents of Norway? Are they eligble for Safe travel international cost saver? And do you issue the nessesary document needed at Costa Rica immigration for non vaccinated travelers?Best regards,Rune

A:
They are eligible for the Safe Travels International Cost Saver plan and it will provide a Visa Letter for each person on the policy after purchase, that would serve as their proof of coverage document. Please let us know if you have additional questions.
{{currentOrigin}}/answers/international-travel-insurance/quarantine-coverage-travel--visiting-spain-travelling-trip-delay-benefit-requirements-vaccinated-32455/

Q:I qualify to purchase medicare but I want to keep my market place health insurance and not enroll in medicare. Can I do that?

A:
We do not provide ACA complaint plans, and therefore would not be able to advise on them or Medicare. You would most likely need to contact Medicare to verify your options.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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