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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Client is 89yrs old when the travel insurance is issued and during their stay in US, he will turn 90. So will there be any change in the coverage for this client? This is for Safe Travel USA Comprehensive plan.

A:
No. There will be no change in coverage, however, after turning 90, the plan will expire on the set expiration date and will not be extendable. If you have any additional questions please let us know.
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Q:Hi there. My father-in-law has sudden pain in his teeth and i see that the coverage i have purchased has acute pain covered at 300. Can we purchase any dental insurance now ? How can we get coverage now that he is in the US for little over a month.

A:
If your plan has a dental benefit for acute onset of pain, you can seek treatment and pay up front for those services. You would then file a claim for reimbursement. We do not offer Dental Insurance, however, we do have the Careington Discount plan. /individual-family-dental-plans/ Please let us know if you have any additional questions.
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Q:Request comprehensive insurance quote for my grandfather of 89 yrs travelling from India on 23rd Aug to USA and returning on 24th September 2023 to india

A:
If you would like to run a quote for visitors to the US, you can visit the Visitors to U.S.A section of the website. Safe Travel USA Comprehensive is a popular option for that age. If you need additional assistance choosing a plan, please reach out to our office at 1(866) INSUBUY (4678289).
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Q:How much is extension?

A:
On most plans, including your plan, there will be a 5 dollar extension fee every time you extend. If you have any additional question please let us know.
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Q:My father had visited USA from India but had to reschedule his return to earlier date. We had purchased "VisitorSecure" for him. Am I eligible for a refund for the months that's not been used?

A:
Yes, with this plan you can receive a pro-rated refund after a $25 cancellation fee as long as there are no claims on file. You can cancel you plan by logging into your MyAccount. If you have any additional questions please let us know.
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Q:My daughter is going to Oregon State University for 10 months as an exchange student from a University in the United Kingdom, starting from 6th September 2023. Do you have a policy that meets all of the Oregon State University requirements? (ACA compliant, J1 Visa Compliant, no delay on pre-existing conditions (even though my 20-year old daughter does not have any pre-existing conditions), plus maternity!)

A:
None of the plans on our website are ACA compliant. There are no plans on the market for J-1 visa holders that are ACA compliant; you will have to purchase that type of insurance through your school or employer. Some school insurance policies do not offer Medical Evacuation or Repatriation benefits. In this case a student can purchase an inexpensive plan called Atlas Medevac in order to meet the the minimum requirements set forth by the US Department of State for J-1 Exchange Visitors. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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