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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I will be traveling on a J-1 Visa, with coverage needed from June 2nd 2017 to September 8th 2017. I'm 21 and will turn 22 whilst in America. I will be staying in New Jersey, however I will be flying into and out of New York. I have put below the requirements of the insurance that camp America have provided me with, but other than that my camp has not requested any specific inclusions on my insurance; - A+ rated (or backed by the full faith and credit of your home government) - covers you for working at camp including activities you are likely to undertake at camp - covers the full period of time you are in the US - covers the United States - has medical benefits of at least US$100,000 per accident or illness - has repatriation of remains in the amount of US$25,000 (in case of death the return of your body back to your home country) - has medical evacuation expenses to your home country in the amount of US$25,000 - the deductible must not exceed US$500 per accident or illness - Also, if you have any pre-existing medical condition you should ensure that this is covered by your policy and clearly stated on the information you send to us

A:
The plans we offer in the J1/J2 section of our website will meet the standard requirements. We are waiting for a response from the claims department to verify if your situation would be considered under the Acute Onset benefit.
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Q:I am from Afghanistan ,I Need Medical traveling insurance for Schengen visa to Netherlands by family sponsorship letter for one month .So let me know about one month medical traveling insurance for schengen visa, and payments and other relevant information

A:
Thank you for your interest in purchasing insurance through us. We have many insurance plansthat meets Schengen visa requirements. One of the popular plan is Atlas International. As soon as you purchase insurance will receive confirmation by e-mail. Which will have a link to download fulfillment and you can print visa letter from there as well. Please feel free to contact us if you have any further questions.
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Q:I am a PhD student from Lithuania. I?ll be visiting the US under a F-1 student visa for my three month (01-March-2017 ? 31-May-2017) PhD internship in University of Rochester, Rochester, NY. University requirements for the health insurance are as follows: 1. The plan covers a minimum of $500,000 US in medical benefits due to illness, accident or injury per plan year. 2. The plan has a deductible of $5,000 US or less per covered person per plan year. 3. The plan covers prescription medications to a minimum of $100,000 US per plan year. 4. The plan covers all pre-existing health conditions without restriction. 5. The plan covers mental health illnesses at the same level as other medical conditions. 6. The plan covers care related to pregnancy and delivery for women. 7. The plan covers care for self-inflicted injury, attempted suicide, and suicide 8. The plan must cover care for injuries related to intercollegiate athletics and recreational activities. 9. The plan is in effect as of August 1, 2016 and will remain in effect through the academic year (i.e. July 31, 2017 or December 31, 2016 for students graduating in December.) Could You please provide a health insurance offer that meets the requirements? My information is as follows: Date of birth: Jul-26-1989 Gender: Male Country of citizenship: Lithuania Primary Destination Country: United States Start date: 01-Mar-2017 End date: 31-May-2017 Visa type: F-1 student visa If other information is required, please inform

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are not plan available that would meet your schools requirements. It is recommended that you purchase insurance from your University.
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Q:good morning, my husband holds an F1 visa and already has an insurance plan. My daughter and I came to the United States with the tourist visa and changed the Status here, so now we are in the class F2 Status. Is it possible for us to apply for the Atlas travel?

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you can you please provide and list of requirements (if any) that the University may have for insurance that must be met. If there are no requirements for coverage for you as a F2 visa holder you can shop within the International Student Section of our website. Please review the link below to the Atlas Travel Series plan that you would be eligible for as a F2 visa holder. Atlas Exchange International Student Medical Insurance Feel free to contact our office for further assistance.
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Q:Can i Take Atlas Essential America plan for J2 insurance?

A:
The Atlas Essential America plan does meet the basic J1 visa requirements set by the department of state. In order to see if it meets your sponsoring organizations requirements you can send your requirements in PDF form for review. If the plan does not meet the requirements we will suggest other plan options that will. If you need any further assistance please feel free to contact our office. J1/J2 Visa (Exchange Visitor) Insurance
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Q:How many times can one renew the policy without loosing the deductible paid once in the atlas exchange plan?

A:
Up to 1 year. If you have additional questions please provide your phone number and one of our agents can contact you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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