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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi does our insurance cover us in Bermuda?
Q:Hi. I am a student on F1 visa from India coming to University of North Carolina - School of Arts on 18th August. I intend to buy ExchangeGuard Choice policy. I have just one question: Your policy under this link (https://www.insubuy.com/exchangeguard/exchange-visitor-health-insurance/) says under benefits that the Limit for Hospital Room and Board is Average Semi-Private Room Rate, including nursing services. So if I am admitted in one of your United PPO in-network hospital which does not have any semi-private room available and they put me in a private room, and if I have opted for 100% coinsurance, will I have to pay anything?Please advise. I would appreciate an early response. Krishan MohtaM: 91-9830048798
Q:A claim got rejected with reason of Benefits have exhausted, I am not sure what that means and how a policy with 100,000 max be exhausted.
Q:I am going to study in Fordham University (NY) next week, and they ask me for a health insurance with unlimited coveraged, Do you have any one?
Q:I entered US January 2016. Understood I could apply for Medicare when I had been here 5 years. At present insured through Marketplace. Telephoned Medicare in December was told to ring again in January. In January was told since I did not become a Permanent Resident until 13 January 2016 I should apply in March for 2022. In March I was given all the information about costs and informed that I had until 1 September to formally apply to enrol. I phoned in June to enrol and was given 13 August appointment. Had conversation today 13 August and was told I would start paying today if I enrolled now or I should ring again in December for cover to begin in August 2022. My question now is if cover does not begin until August 2022 I will need to insure again through Markerplace but since I will be eligible for Medicare will I be penalized because I will appear to have not accepted Medicare when I could have.
Q:US Citizen Working in UAE (Dubai) with my family, however need Medical Insurance Coverage when family is living in the US only
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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