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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I wanted to understand if vaccination is covered in the insurance for visitors. Looking for tdap vaccination.
Q:I would like some information and prices for a private worldwide , MLC complient medical insurance.
Q:I want to know about dental and vision insurance. I am on J1 visa and my dependents are on J2 visa.
Q:I am French and I arrived in the USA a months ago. I am a Postdoctoral Researcher at the University of Illinois at Urbana-Champaign (not a student I am a scholar and I have a J1 visa). I am planed to stay a year in the USA for now. I am looking for an health insurance in the US (for now I have taken a French insurance). The university gave me a list of health insurance where you were appearing. I am a little lost in your web site and it sounded easier to contact you by email and ask you which plan can you proposed me knowing that I have some requirements (given by the university): - Maximum coverage for medical benefits cannot be less than $ 100,000 per accident or illness - my insurance should provide at least $25,000 to send my remains home (France) if I die. - If i have a serious illness or injury, I must be send home on the advise of a doctor, and my insurance must pay up to $50,000 for the expense of my travel - the deductible cannot be more than $500 per accident or illness. - my insurance must pay at least 75% or covered medical expenses - the policy may establish a waiting period before it covers pre-existing conditions (health problems you had before you bought the insurance), as long as the waiting period is reasonable by current standards in the insurance industry. - The policy must be backed by the full faith and credit of your home country government or the company providing the insurance must meet minimum rating requirements established by the state department
Q:My husband is an American citizen and we married in June. We just realized that I am pregnant and I need to be under control of a doctor but doctors will not accept patients without insurance, so is it possible in your insurance to start for me immediately?
Q:After getting insurance, the Washington University will provide me DS2019 form and then after I will apply for the Visa. As of now I do not have any Visa. In the form, I have to check the box which means I should have the Visa at that time. Can you suggest me another plan which do not require Visa before buying insurance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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