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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I wanted to take medical insurance to my parents who came to visit us in USA from India. Its been a month and their insurance expired. I am looking for an insurance that covers the Covid test and treatment aswell. Please let me know if you have any such plans.

A:
Please look at COVID19 Travel Medical Insurance plans. They will cover COVID-19 just like any other new sickness that occurs after the effective date of the policy. None of the plans will provide any coverage if they are already sick or infected or if you already would like to get the test done if you are concerned about potential exposure that already occurred.
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Q:I am an international Ph.D. student from South Africa currently studying at the University of Texas at Arlington on a F1 visa. Our university requires us to have insurance that meets PPACA requirements. Please provide me with a quote on insurance that will meet that. I have colleagues that would also be interested.

A:
We would not have a plan to meet your requirements. You will need to purchase the plan offered by your university.
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Q:Costa Rica requires proof of medical insurance that covers the cost of a 14 day quarantine. Do you offer this type of coverage

A:
We offer all major travel insurance plans from US based insurance companies. And none of them have that coverage.
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Q:I am travelling to US for 4 months stay. Looking for travel insurance including medical insurance during my 4 months stay.

A:
You can look at visitors insurance for USA. You can look at various insurance plans, compare them side by side and make an instant purchase online.
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Q:I can't find it anywhere does it covers Covid 19 or not. I have specifically brought this insurance for travel purpose and covid coverage is mandatory for visa approval.

A:
If you log in to the MyAccount section of the website with your certificate number and date of birth you will be able to view a document called the visa letter. On the document you will notice it is stated the plan will cover COVID-19 as any other eligible expense. You may also view the sample documents of the plan here. Let us know if you have additional question. You may also call us at (866) 467-8289.
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Q:is it possible to buy visitor insurance from your company in india with payment made with indian credit cards.

A:
The plans can be paid for In US Dollars. If you are using a foreign credit card, make sure that it can pay in USD. If you have additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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