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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I am having trouble understanding the terms of the insuranceI'm flying to california on december 4th to january 3rd Can you help?

A:
Thank you for contacting Insubuy for your insurance needs. We have numerous products available. Please refer to the below links to view and quote insurance plans. - Travel Medical Insurance - Trip Insurance Should you need assistance in finding the right coverage for your needs please call our office at +1 (866) 467-8289.
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Q:Can a J2 visa holder that is physically presence in Maryland use one of your plans?

A:
We would not have a plan available for your situation.
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Q:hiwe are a family of 4 - 2 adults, 2 toddlers.all USA citizens.all residing in the UK.going back to the USA for only 3 months. want health insurance for us all for 3 months only.what are our options?no health issues. have NHS coverage in UK.thank you.

A:
Yourself and your family can purchase the Patriot America Plus plan. It is fine for US citizens visiting the United States. Keep in mind the plan is designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. It will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions please call our office at +1 (866) 467-8289
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Q:Please, can you send me your "Specific Policy Wording" for complete details concerning COVID-19.

A:
Thank you for contacting Insubuy for your insurance needs. This is specific to the plans, in order to read this you may view the certificate wording under the plan you are looking at and you will be able to find the complete wording regarding any benefit within the plan. Should you need assistance you may also call our office at +1 (866) 467-8289 and any of our licensed representatives will be able to assist you.
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Q:HiI plane on visiting my son and I plan on purchasing your plane that covers COVID-19 . Am I insured during the flight?Is the insurance covers from the moment we take off?Please instruct my Which plan should I buy. Thanks

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you we would need to know the plan you were purchase. We can say that most plans will cover you anywhere outside of your home country and that coverage can typically begin as soon as you depart, depending on the date you select as the effective date. For additional assistance regarding this please call our office at +1 (866) 467-8289 and any of our licensed representatives will be able to assist you regarding it.
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Q:Hi, I am searching for travel (medical) insurance for my son. He has his recidence in Spain and is flying from China (Where he livs) to visit the Philippins 12/15/20 to 02/15/21 (2 months). He is 34 years old.Atlas International cost 103.32 and Atlas Premium International 240.66 (with Max Policy 500.000)Question: can I have those insurances with a higer liability limit, for ex 4.000.000 and what is Gthe price in that case.

A:
You may add the Personal Liability Rider in the application which will increase the liability coverage to a total of $100,000. Unfortunately, the liability limit of $4,000,000 would not be available in any of the plans. Should you have additional questions or need further assistance please call our office at +1 (866) 467-8289. Alternatively, you may view information and purchase the Atlas International plan here.
{{currentOrigin}}/answers/international-travel-medical-insurance/atlas-international-liability-coverage-72863/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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