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咨询在美持照的经验丰富的保险人员。
- 工作时间:美国中部时间
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所有问题均由美国持照且经验丰富的保险专业人员回答。
问:what happens if there is acute onset of preexixting condition in policy holder above the age of 70. is there any insurance that will cover this?
答:
{{currentOrigin}}/answers/visitors-medical-insurance/acute-onset-of-preexisting-condition-age-70-insurance-cover-45345/Two popular policies for Visitors to the US that offer coverage for acute onset of pre-existing conditions for people over the age of 70 are Safe Travels USA Comprehensive and Atlas America. You may run a quote using the link below. https://www.insubuy.com/visitors-insurance/ If have any additional questions you can reach out to our office at 1(866)INSUBUY.
问:I purchased travel insurance from you in 2022. If I do so again in 2023, is any discount applicable?
答:
{{currentOrigin}}/answers/visitors-medical-insurance/travel-insurance-discount-91905/The price of policies are regulated, so we are unable to offer discounts or promotions on any of the plans. If have any additional questions you can reach out to our office at 1(866)INSUBUY.
问:My husband and I got our green card last year. We are 75 and 72 years old. We are presently in California. Can we buy one of your health insurance plans Would you be able to suggest the best plan options for us Can't a single plan provide more than 100,000 coverage
答:
{{currentOrigin}}/answers/new-immigrant-insurance/green-card-california-health-insurance-86320/As an established resident and green card holder the only plan you would be eligible for would be the International Major Medical plan. Be Advised that you are NOT eligible for this plan if you are eligible for domestic insurance. You may use the link provided below to run a quote for you and your spouse. https://www.insubuy.com/international-major-medical-insurance/coverage/ If have any additional questions you can reach out to our office at 1(866)INSUBUY.
问:Hi, I left my job in Seattle on 04/02, plan to move to San Francisco on 04/07. The company medical insurance terminated on 04/02, and my medical coverage from my new employer starts on 05/01. Is there some kind of medical or accident insurance you would recommend me to purchase? ( I am a green card holder, but my citizenship is Taiwan ) Thank you!
答:
{{currentOrigin}}/answers/new-immigrant-medical-insurance/medical-insurance-employer-accident-green-card-citizenship-taiwan-77254/Based on the information you provided the only plan you would be eligible for is the International Major Medical plan. You may run a quote for this plan using the link below. https://www.insubuy.com/international-major-medical-insurance/coverage/ Please let us know if you have any additional questions.
问:I'm a United States citizen living in Australia. I will travel to Greece for 24 days and then fly to the United States for one month. Total travel duration 58 days. What would be the appropriate travel insurance for me?
答:
{{currentOrigin}}/answers/international-travel-medical-insurance/united-states-citizen-australia-greece-travel-insurance-16203/There are plans under "Visitors to USA" that will cover you in both the United stated and Greece. A popular option that meets your critria would be the Patriot America Plus plan. Be advised that some plans do have geographic restrictions about the physical presence of the applicant in Austrailia at the time of purchase. Please let us know if you have any additional questions.
问:How do I insure a trip when I use points to pay for the hotel but if something happens (I have an elderly parent for example) and I have to cancel the hotel will refund me the points but charge me the entire stay as a cancellation fee in dollars.
答:
{{currentOrigin}}/answers/holiday-insurance/trip-points-hotel-cancel-refund-cancellation-fee-dollar-airline-45568/Trip insurance is generally meant to cover the non-refundable costs of your trip. It would not cover any points that are associated with hotels or airlines. However, if the reason for cancellation is covered, you can insure the cancellation fee. Please let us know if you have any additional questions.
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