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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Can you please let me know your website where from I can get the rates for medical insurance cover for my parents who are green card holders and who travel between USA and India, staying in the US for more than six months each year?
A:
{{currentOrigin}}/answers/new-immigrant-health-insurance/medical-insurance-coverage-for-green-card-holders-traveling-between-usa-and-india-49476/If they plan to visit and not remain they can purchase plans from the visiting with green card section of our website as long as they maintain their residence in their country of citizenship. Otherwise, they could purchase plans from the New Immigrant section instead. Plans will cover any new illness or injury that occur after the effective date. Plans are not ACA compliant so if there are any tax penalties they would be responsible for that. If you have any questions please feel free to contact our office.
Q:I am an international student at Oregon State University (F-1), I and 43 years old, and I am interested in getting a medical insurance. My insurance should meet necessary requirements of the University where I am studying which are as follows: . You must clearly show your coverage is equal to the following: Yearly deductible/Plan max/Out of Pocket max $500.00 deductible/no lifetime max/$6,000 out of pocket max. Unlimited medical coverage for accidents and illness. Office Visits Preferred Providers 80% Outpatient Lab & X-ray Preferred Providers 80% Hospital Room & Board, Surgeon, Anesthesia, Preferred Providers 80%. Physical Therapy Preferred Providers 80%. Mental Health and Substance Abuse Outpatient: Preferred Providers 80% Inpatient (In Hospital): Preferred Providers 80% Must include coverage for injuries resulting from mal-intent and treatment resulting from attempted suicide. Prescription Drugs Preferred Providers: 80%, Emergency Room Preferred Providers: 80% , Copay can't be greater than $150.00 Pregnancy Preferred Providers: 80% Must cover for entirety of pregnancy with no waiting period. If the insurance is provided by your sponsored program/government/cultural mission or exchange program it must be a US based insurance plan that meets all Affordable Care Act mandates. Travel Insurance is not accepted. $50,000 coverage for Repatriation of Remains $50,000 coverage for Medical Evacuation $1,000 dental benefit deductible can't be greater than $150.00 If you have a co-payment for service, it cannot be more than 25% of total charge Your plan cannot have any pre-existing condition exclusions. Must cover required CDC vaccinations and Preventative Care Must include Vision insurance for preventative services as well as coverage for glasses, vision exam and lenses. Could you please let me know if it is possible to get a medical insurance of such kind for me in your company, and how much would it cost for the period September, 20th. - December,7?
A:
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-oregon-state-university-48722/Thank you for contacting Insubuy for your insurance needs. Unfortunately, plans will cover most of the requirements but not all. You would need to purchase the plan your university is offering to be able to meet all of their requirements.
Q:I want to purchase your insurance. I want to choose the "Smart" option. I just want to make sure before purchasing that I am allowed to do so by Saint Louis University. I wanted to purchase a similar one from another website and it said I wasn't allowed since I am an F1 student at Saint Louis University. I need to purchase one before the 30th of this month if not they will charge a very expensive one to my student account. Please let me know if you can help me with this. I hereby affirm my understanding of the following and attest that I have health insurance that meets the following minimum standards: My plan is currently active and, if my current coverage is terminated or lost, I agree to maintain alternate health coverage for the remainder of the academic year. My plan is provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number. My plan has an unlimited benefit for any illness or injury as per ACA guidelines. My plan covers inpatient and outpatient medical care within the St. Louis area. My plan covers inpatient and outpatient mental health and alcohol abuse care within the St. Louis area. My plan provides coverage for prescription drugs. Does your plan individual deductible exceed $500 per policy year. Does your plan provide at least $25,000 coverage for Repatriation (repatriation provides transportation to your home country in the event of death). Does your plan include Emergency Medical Evacuation coverage in the amount of at least $50,000 (medical evacuation is emergency transportation to the nearest, most qualified treatment facility).
A:
{{currentOrigin}}/answers/international-student-medical-insurance/student-insurance-navigator-student-62221/The plan that has unlimited benefits as listed on item 3 is the GeoBlue Navigator Student plan This is the only plan that will meet their requirements as listed. If you have additional questions or need assistance please feel free to contact our office.
Q:I want to purchase your insurance. I want to choose the "Smart" option. I just want to make sure before purchasing that I am allowed to do so by Saint Louis University. I wanted to purchase a similar one from another website and it said I wasn't allowed since I am an F1 student at Saint Louis University. I need to purchase one before the 30th of this month if not they will charge a very expensive one to my student account. Please let me know if you can help me with this. My plan is currently active and, if my current coverage is terminated or lost, I agree to maintain alternate health coverage for the remainder of the academic year. My plan is provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number. My plan has an unlimited benefit for any illness or injury as per ACA guidelines. My plan covers inpatient and outpatient medical care within the St. Louis area. My plan covers inpatient and outpatient mental health and alcohol abuse care within the St. Louis area. My plan provides coverage for prescription drugs Does your plan individual deductible exceed $500 per policy year. Does your plan provide at least $25,000 coverage for Repatriation Does your plan include Emergency Medical Evacuation coverage in the amount of at least $50,000
A:
{{currentOrigin}}/answers/f1-visa-insurance/student-insurance-for-st-louis-university-57706/The plan that has unlimited benefits as listed on item 3 is the GeoBlue Navigator Student plan. This is the only plan that will meet their requirements as listed. If you have additional questions or need assistance please feel free to contact our office.
Q:I am 65 years old. I have Medicare and Supplemental coverage. I travel outside the USA and fly paragliders. I need medical insurance coverage including hazardous activities coverage.
A:
{{currentOrigin}}/answers/visitors-insurance/travelers-health-insurance-paragliding-coverage-87290/We have a plan that will cover Paragliding if you include the Hazardous Activity Coverage Middle Option when completing the application. Please see the link for the Diplomat International for more information about the plan including the Quotes & Purchase button. If you have additional questions please feel free to contact our office.
Q:I am an international student at Oregon State University (F-1), I and 43 years old, and I am interested in getting a medical insurance. My insurance should meet necessary requirements of the University where I am studying which are as follows: . You must clearly show your coverage is equal to the following: Yearly deductible/Plan max/Out of Pocket max $500.00 deductible/no lifetime max/$6,000 out of pocket max. Unlimited medical coverage for accidents and illness. Office Visits Preferred Providers 80%. Outpatient Lab & X-ray Preferred Providers 80%. Hospital Room & Board, Surgeon, Anesthesia, Preferred Providers 80%. Physical Therapy Preferred Providers 80%. Mental Health and Substance Abuse Outpatient: Preferred Providers 80% Inpatient (In Hospital): Preferred Providers 80% Must include coverage for injuries resulting from mal-intent and treatment resulting from attempted suicide. Prescription Drugs Preferred Providers: 80%, Emergency Room Preferred Providers: 80% , Copay can't be greater than $150.00 Pregnancy Preferred Providers: 80% Must cover for entirety of pregnancy with no waiting period. If the insurance is provided by your sponsored program/government/cultural mission or exchange program it must be a US based insurance plan that meets all Affordable Care Act mandates. Travel Insurance is not accepted. $50,000 coverage for Repatriation of Remains $50,000 coverage for Medical Evacuation $1,000 dental benefit deductible can't be greater than $150.00 If you have a co-payment for service, it cannot be more than 25% of total charge Your plan cannot have any pre-existing condition exclusions. Must cover required CDC vaccinations and Preventative Care Must include Vision insurance for preventative services as well as coverage for glasses, vision exam and lenses. Could you please let me know if it is possible to get a medical insurance of such kind for me in your company, and how much would it cost for the period September, 20th. - December,7?
A:
{{currentOrigin}}/answers/international-student-health-insurance/waiver-student-insurance-oregon-state-university-49724/Thank you for contacting Insubuy for your insurance needs. Unfortunately, plans will cover most of the requirements but not all. You would need to purchase the plan your university is offering to be able to meet all of their requirements.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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