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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What travel insurance is best in Venezuela?, specifically in Falcon State.My wife is travelling to Venezuela next week for about a month and would like to know more about it. We live in Houston Texas (US resident)

A:
Hello Jose Thanks for contacting Insubuy. you can purchase Venezuela travel insurance on our site and receive confirmation email instantly after purchase. You can also call us at +1(866)INSUBUY(467-8289) if you have any further questions.
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Q:I had a syncope experience and was taken to the hospital with an ambulance, My insurance has paid only a partial payment and has denied to pay 2000 for ambulance service and gave a reason that Ambulance service are eligible only if illness/injury results in hospitalization.

A:
Hello Amrish Thanks for contacting Insubuy. If you are our existing client, please call us at +1(866)INSUBUY(467-8289), our licensed insurance agent will glad to help you through phone.
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Q:Travel to Portugal, 73 years old, I am concern that I have a positive Covid, 24 hours prior to return to the USA. Would my travel ins. Cover for my extra time staying in Portugal until I have a negative Covid test.

A:
Hello Caria Thanks for contacting Insubuy. You can consider COVID-19 travel insurance with quarantine coverage. You can also call us at +1(866)INSUBUY(467-8289) if you have any further questions.
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Q:I have undergone operation for Aorotic Aneurism ( Bental procedure ) in July 21. Aorotic valve was also replaced during the operation. Presently I am fine & fit to travel to USA. If I need any urgent treatment due to related to operation or other coronory issues, will it be covered under visitor's medical insurance. Also advise what type of insurance should I take to cover same.

A:
Hello Nitin Thanks for contacting Insubuy. All plans on the market for visitors cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine check ups, or pre-existing Condition. some visitor medical insurance could cover acute onset of Pre-Existing condition. You can also call us at +1(866)INSUBUY(467-8289) if you have any questions.
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Q:Am looking for a health insurance for my father who is visiting US. He is 74 years and my preference would be good coverage across including covid tests, etc.

A:
Hello Harsh Thanks for contacting Insubuy. Elective testing for Covid-19 is not covered by any plan. For the plans that have Covid-19 coverage, you would have to be displaying enough symptom for a Medical Doctor to determine that it is medically necessary to test for the Covid-19 and they order the test. Only under these circumstances is testing for Covid-19 covered. we have various visitor medical insurance could cover covid-19 related illness that manifest the effective date of the policy. You can also call us at +1(866)INSUBUY(467-8289) if you have any further questions.
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Q:If we purchase a policy with Trip Delay Max of 7,000.00 Is there a limit on the amount of days to use the Max or can the Max be used for however many days until it reaches 7,000?

A:
It is a $500 per day with a $7,000 maximum. So yes, you use it up to $500 per until the $7,000
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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