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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for Med Evacuation and Repatriation. Only according to the J1 visa regulation I already have health insurance

A:
Thank you for contacting Insubuy for your insurance needs. We have the Atlas MedEvac plan for this situation /medical-evacuation-and-repatriation-insurance/
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/evacuation-repatriation-medevac-j1-68468/

Q:I made the payment to the tour package, after that, i bought the ticket to San Francisco. So if I bought the insurance today, it will be one day ago. What is the requirement if the ticket is to be qualified?

A:
You can purchase an additional policy as this is not considered to be a part of the first trip that you are purchasing for. You can purchase and have the CFAR benefit provided that you are purchasing the plan within 20 days of the initial trip deposit. You could receive up to 75% of your nonrefundable trip cost. So you would purchase 2 trip cancellation plans for this situation.
{{currentOrigin}}/answers/holiday-insurance/trip-insurance-puchasing-flight-tickets-afterwards-57288/

Q:In the case of cancelling flight, can you clarify non-refundable trip cost. I know that some airlines allow the price of the cancelled flight to be used as a credit for the next booking. This of course needs some change fee. Is the non-refundable trip cost the original flight fee or the change fee?

A:
If they allow an amount to be applied to your next trip then that amount wouldn't be considered. The non-refundable amount is the amount you are not eligible to get. The cancel for any reason benefit will pay 75% of the non-refundable amount like the change fee.
{{currentOrigin}}/answers/holiday-insurance/trip-insurance-flight-cancellation-fee-61804/

Q:I made the payment to the tour package, after that, I bought the ticket to San Francisco. So if i bought the insurance today, it will be one day ago. What is the requirement if the ticket is to be qualified?

A:
You can purchase an additional policy as this is not considered to be a part of the first trip that you are purchasing for. You can purchase and have the CFAR benefit provided that you are purchasing the plan within 20 days of the initial trip deposit. You could receive up to 75% of your nonrefundable trip cost.
{{currentOrigin}}/answers/holiday-insurance/travel-insurance-flight-purchased-afterwards-36134/

Q:I came across your email through your web site. I am US citizen and I am curious if I sponsor my parents for Green Card, and once they get Green Card, I still have to buy their health insurance through market place I think? Or will they get some Medicare or Medical? They have Indian Pension income around Rs 20K per month for each.

A:
Thank you for contacting Insubuy for your insurance needs. In order to determine eligibility for domestic insurance options you would need to reach out to those entities directly. We offer only short term medical coverage.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/new-immigrant-domestic-insurance-41218/

Q:We have now a new domestic worker/Au Pair She would need the same kind of insurance as our previous Au Pairs. Can you please help us.

A:
We were able to locate the policy information for your previous Au Pair. They had a Patriot America Plan, with a $100,000 policy maximum and a $250.00 deductible. I have attached the plan links below for you to access the plan information for the 2 Patriot Plans we would recommend, one with an acute onset benefit option, and one without. I have also attached the link to our website's FAQ about acute onset, to explain what that benefit is, for you to determine if you would like a plan that includes it. Each page link has a quotes and purchase button for you to use, to enter the Au Pair's specific information for whom you are needing coverage, to find out the cost of coverage: Patriot America Patriot America Plus Acute Onset FAQ
{{currentOrigin}}/answers/other-insurance/au-pair-insurance-plans-78897/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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