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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Maternity Insurance Hello, in advance, thank you for any advice or recommendations. My wife is pregnant and due in the beginning of May. We have been on a high-deductible place from my employer because we were not planning on getting pregnant (I know who to blame). We are going to a birthing center who put us on a self-pay plan which is manageable for the birth providing there are no complications needing transfer to a hospital. We planned on switching to a normal plan offered by my company at renewal since our plan-year begins May 1. My company has been shopping insurance plans and they are switching providers all together, losing the traditional plans, and only offering a single Humana HSA plan. This will definitely hurt when it comes to the many expected pediatrician and post-birth visits for our daughter and my wife. Since there is a change of plans at my company, are there individual coverage or family coverage plans that I can switch to? Do you have any recommendations? Since logically no company will want to take a new client and expect immediate payout for a birth; one thought is to immediately after she gives birth sign up for a new individual plan that has a low co-pay or similar to help off-set costs of the routine visits with the pediatrician. Appreciate any insight, advice, or suggestions you can offer. Thanks.
Q:schengen visa from kurdistan hi guys i have a a question if u don't mind answering me i'm from iraq particularly from Kurdistan region the northern part and i have found some summer courses in Germany and the will send me the invitation and then i contacted the embassy in erbil and they sent me some regulations about applying for schengen visa and one of them is medical insurance for 30000 euro and i was wondering if i went to germany for the purpose of education and summer course would i need to have all the 30000 euro or what? my father has the german citizenship can he do something for me ?? thank you in advance
Q:Insurance for international student on F1 Hi! My husband is an international full time student in USA, studying in Rochester, NY. He arrived here in Dec 2009 with international insurance and now looking for a 3 month insurance from April 1st to June 30th.. extendable for another 3 months I was looking for insurance options for him & came across 4 of them: 1. Study USA Plan A 2. Study USA Plan B 3. Student secure select 4. Student secure budget My questions: 1. Which would u suggest between 1 & 4? 2. Where would I find reviews or customer feedbacks for all the above. I havnt been able to find even one review on any plans mentioned. This gets me thinking about the trueness of the product. 3. Since I would be buying it from Insubuy, can I be assured about the product. Thank you in advance Pooja
Q:Suggestion for Plans Can you suggest a good visitor insurance policy for my parents who are visiting me in UT, USA for 6 months. I am only looking at comprehensive plans. My Father is 73 and Mother is 63. I don’t mind paying slightly high premium but definitely need your recommendation on good provider with very good past records and experiences. I am also looking for options which are renewable, preferably I am looking at splitting into 3 terms so that I can renew them after 2 months interval. Also, Since my father is 70+ I am sure you will recommend different plans for my father and mother
Q:Which Visitors Insurance is best Hi My mom and Dad are visiting us in next month for 3 months in VA My question is if the pre-existing conditions are not covered which is the best insurance that we should be taking for unforseen incidents and why? My dad is 69 and mom is 65 yrs of age. Also what if we take the insurance after there arrival to USA is it mandatory that insurance has to be taken before the arrival ? When i say after the arrival that is after the week of arrival. Thanks Mehul
Q:Global Medical Insurance Hi there, I've been given the quote attached here for Global Medical Insurance. I'm wondering what my options are if I decide to move back to the States. Also, do you offer a dental rider?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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