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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Does Patriot America Plus covers expenses from local hospital visit due to flight restriction? Here's my situation: my return flight is cancelled due to covid-19, and I discovered some lump that I need to check at local hospital (potentially requires surgery). Is my travel insurance going to cover the cost? Also, due to covid-19, I can't find a way back to my normal health provider as there's no flight available. Plus the additional flight I booked are most likely going to be cancelled.
Q:I'm a post doc in UT austin and also J1 holder. To meet the J1 insurance requirement (AD&D $100,000), I should buy an additional (voluntary) AD&D of $60,000, since my employer provides a Basic plan which covers AD&D of $40,000. (I already bought international SOS) Could you recommend a plan for me?
Q:Hi, I am an American currently residing in Guangzhou, China. What travel medical insurance plans are available for me?
Q:Does Patriot America Plus covers expenses from local hospital visit due to flight restriction? Here's my situation: my return flight is cancelled due to covid-19, and I discovered some lump that I need to check at local hospital (potentially requires surgery). Is my travel insurance going to cover the cost? Also, due to covid-19, I can't find a way back to my normal health provider as there's no flight available. Plus the additional flight I booked are most likely going to be cancelled.
Q:My husband has a policy that I believe did not cover him while in the US because we flew to Mexico. We now are driving back to Canada and I have to extend his insurance. Will he be covered in the US for the week to 10 days we are there?
Q:I hope to proceed with the Safe Travels International Cost Saver quotation for my son who is currently in Sydney Australia. Can you advise if I have entered correct place of residence etc - his home address is Ireland. I also would like to include water sports such as rafting, jetski, water skiing, if you can advise how I can include this?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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