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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Looking for plan for 78 year old Indian mother; duration about 2 months and 10 days. Are the two choices Atlas America and Patriot? Which do you recommend more? She will have a visitors visa. Amount of coverage as high as possible, though I realize at that age the plans are limited.

A:
Both of the plans that you have mentioned would be available to her at $100,000 policy maximum coverage however, these plans will only cover the new accidents and new illness that happen after the effective date of the policy. There is a plan called Safe Travels USA Comprehensive that will cover for the new accidents and new illness that happen after the effective date of the policy in the amount of $50,000 and cover for the acute onset of a pre-existing condition up to $25,000 with limitations for cardiac related events in the amount of $15,000. This benefit will not be available in either of the other plans benefits. You can read more about the Safe Travels USA Comprehensive plan using the link listed below. You can also find a very informative FAQ about the acute onset benefit as well. If you need any additional assistance please contact our office
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Q:I will be in Florida from 14th June to 24 June with my family (46 yrs old, 42 yrs old, 15 yrs old and 12 yrs old). Could you cover my staying for medical emergencies as I know that USA has not a public service as we have in Italy? Which cover do you suggest to me to be sure that if something happen to me or a member of my family I can go to a hospital and have assistance without paying?

A:
Yes, we can certainly provide you insurance while you are visiting the US. Please look at Atlas America plan; You will see all the details including the prices. If you have any specific questions, please feel free to contact us at any time.
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Q:My parents are travelling to the USA. Travelling from India on 20th May 2018 and Arriving back in India on 12th Nov 2018. Father is 70 yrs old and mother is 68 yrs old. Father takes medicine for Diabetes and Heart condition Mother takes medicine for Diabetes and Blood Pressure Need appropriate medical insurance for them 50K to 100K coverage. Please suggest appropriate ones

A:
Thank you for contacting us to purchase visitors insurance for your parents. For your mother, you can consider purchasing Atlas America. For your father, you can consider purchasing Safe Travels USA Comprehensive. You can get all the details including the prices using the above links. If you have any further questions or if you would like to discuss with us, please feel free to call us at any time during our work hours.
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Q:I would like to know the best health insurance for my parents 64 and 68 years, US citizens ( living in India) who are visiting USA for 2-5 months that may cover acute onset of per-existing conditions.They will be visiting Illinois, Florida, Washington DC, California.

A:
You can purchase the Patriot America Plus plan for them. Should you have additional questions or need further assistance please let us know.
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Q:My son aged 15.5 years is travelling for Germany for a Soccer club training 1. US citizen living in India (residence) 2. Travel date -- May 18th - July 18th 3. Place of travel place near Munich, Germany 4. Purpose -- going for training to a Soccer club there Let me know of a suitable insurance

A:
Thank you for contacting Insubuy for your Insurance needs. There is a plan called Diplomat International that will cover your son is participating in soccer camp. If you meet these requirements you can review the plan details and generate a quote for coverage. In order to have coverage for soccer you will need to include the Athletic Sports High option rider. If you need any additional assistance please feel free to contact our office.
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Q:I am planning on purchasing the Atlas America plan for my mother who will be traveling on a visitor visa from India to Canada and the United States. Will this plan cover in both countries?

A:
The policy would be valid for coverage anywhere outside of their home country provide the policy is still active at that time. If you have any additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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