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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitors medical insurance to USA Hi, I got your address from the immihelp site and am interested in buying visitors health insurance for my parents. My parents are born in 1940 & they usually visit USA for 6 months. I would appreciate if you can send me quotes with both patriot & protection america (coverage $100,000/person). Travel dates May 5, 2008-Nov2, 2008. Also do I need to buy a separate dental insurance for them, my understanding after reading through the experience section in immihelp is that careington might be a better option. Both parents don't have any pre-existing health conditions. Thanks,

A:
Thank you for your interest in purchasing health insurance for your parents. Patriot America: $100,000 and $250 deductible: $2486.00 Available at /patriot-america-lite-insurance/ Protection America: $100,000 and $250 deductible: $2945.59 for 90/10 coinsurance and $2805.30 for 80/20 coinsurance. Available at /patriot-america-lite-insurance/ Difference between Patriot America and Protection America is that you have to pay minimum 3 months upfront in Patriot America, while Protection America allows month by month payment. Yes, Careington is good option for dental. Available at /individual-family-dental-plans/ What about the coinsurabnce with Patriot America. It is 100 0r 90/10. Thanks, 90/10 for first $5,000.
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Q:Patriot America medical insurance questions Hi, I've a quick question. Me and my wife are indian citizens , however our 5 month old son is US citizen. We have to fly back to US and we need a medical insurance for a couple of months(say3 months) before we zero in to a different long term insurance. Please advise what kind of plan we should opt for. As i did some research on your website, i found the Patriot America appears to be good for us. But since my son is US citizen, do we need to apply separately for him as i found some "Liason" medical plans for US citizens. please advise. Thanks & Regards

A:
You can buy Patriot America Plus for yourself and your wife. You son can have the Patriot America Plus plan as well, but would need to have his own policy since he is a USC
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Q: Hi, I am in California , Irvine and currently on B1 visa till August. I applied for H4 visa. My husband has individual plan from KP. I want a low cost insurance for self , kindly let me know is it possible to get one long term plan without SSN.

A:
Please look at Patriot America Plus
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Q:Maternity coverage insurance Good Day: I´m Interested in a short term insurance, I´m a U.S. Citizen living in SouthAmerica, for the past 9 months, Me and my husband are planning to get pregnant by the end of the year, and to give birth in Miami of next year. What is the best option we have? Thank you! Lina Rodriguez

A:
I don't think you have any option in your case.
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Q:Insurance for IVF treatment could you help me find a medical, insurance cover plan for my wife, US citizen, but uk resident. We plan to undergo IVF treatment in the US , but would like to find a plan to cover potential (even if unlikely) complications rsulting from this treatment. thx

A:
Unfortunately, we are not aware of any health insurance that would cover in your situation.
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Q:Health insurance for immediate pregnancy coverage Hello, My husband and I are moving back to virginia after having lived and worked in England for the last 3 years. We would like to start a family sooner rather than later, but I am finding that most plans have a 6 month waiting period before paying for pregancy as it is could be a pre-existing condition. Do you have any insurance plans for the state of Virginia for my husband and I (healthy aged 33 and 37-husband) so that we might enjoy getting pregnant this summer rather than this fall? My husband is still fully employed by a british company, but once we leave the UK we are no longer part of their nationalized health care. Best way to reach me is e-mail as we have yet to reactive the US phone Thanks,

A:
We, as a broker, offer health insurance from many different insurance companies. You can look at different products available in Virginia at /short-term-health-insurance/ Unfortunately, no insurance plan exists that would cover immediate pregnancy.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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