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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Insurance for visitor to USA Would like to have cashless travel insurance. Following details may help you. Passenger details: Age. 65 Citizen. India Travel date. Jun 10, 2016. Back. Aug 20, 2016 Coverage. 1,000,000 USD

A:
Thank you for your interest in purchasing insurance through us. We have sent you quotes for the comprehensive plans. To lower your out of pocket cost at the time of service you can change the deductible to zero. You can also search for plans on our website www.insubuy.com to see all available plans. If you need additional assistance please feel free to contact our office.
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Q:Health Insurance for travelers to USA I would like more information about health insurance for my parents that are coming to the United States for 50 days. My father is 69 years old. My mother is 67 years old. They will be leaving Brazil on May 12 and returning to Brazil on June 30. My question is if the comprehensive plan covers car accident and skin problems like allergies. My husband and I want to travel with them while they are in the United States and I want to make sure they are cover for everything in case of an emergency.

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from most of the major companies that is available in US Market. Essentially all the plan fall into two categories fixed and comprehensive. Fixed plan cost less and it provides limited coverage while comprehensive plan costs more and it is very similar to our domestic short term plan. You are looking insurance that provides better coverage. So you should go for comprehensive plan. You can purchase Patriot America plus plan. Patriot America plus brochure, instant purchase and other useful information, /patriot-america-plus-insurance/ We have sent quote in a separate e-mail. You can also visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Next to each plan there is PPO network, outstanding restriction and other useful links. Please feel free to contact us if you have any further questions. I was checking towards Atlas with coverage for $100,000 and $$500 deductible. It's cheaper than Patriots. But my concern is related to allergies and car accident. Do they cover? As I mentioned before, I want to make sure they are covered if needed it. That’s why I sent Atlas Plan also. But atlas plans has some outstanding restriction. Please read atlas outstanding restriction. It’s very good plan will cover new accidents, injuries but will not cover in attached outstanding restriction. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Please let us know if you have any further questions as we provide most of the plans in US market. I couldn't find anything about skin allergies. They don't have any skin problems but better be covered. Do I have to pay extra if something happens to my parents during a car accident? They don't drive so they will be passengers the whole time while in US. You are correct, there is nothing specifically mentioned about skin allergies instead they mention other diseases of the skin. You would not have to pay extra to cover if something happens during a car accident. Instead the plan would consider that a new injury. If you have any additional questions please feel free to contact our office. I will purchase the atlas online then. It seems like a good one. Thank you for your attention! You’re welcome! If you need any additional assistance please feel free to contact our office.
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Q:Visitors Insurance As i would be visiting USA for a month from 12th May to 13th June with other 4 persons. Please let me know the minimum premium for our health cover.

A:
Thank you for your interest in purchasing insurance through us. Are you planning to do group policy or individual policy. Please find group policy plans at, /international-travel-group-medical-insurance/ Individual insurance plan at, / Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you provide traveler's age and which state do you need coverage will be glad to suggest you some insurance plan accordingly.
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Q:Parents visiting USA; Insurance needed I have a question regarding the medical insurance for my parents who are here between May 5 and October 31 of this year. They are 76 years (father)and 74 years (mother) old respectively. hey are flying into Newark, NJ to live in Plainsboro, NJ with me for these 6 months. I am looking for a quote for either 50K or 70K with a 200K deductible. I got $458 premium for 3 months insurance for both in the website for the J plan for 50K. I just wanted to know the J plan and K plan terms and benefits. Could you please help.

A:
Thank you for your interest in purchasing insurance through us. As a broker, we provide insurance from most of the major companies that is available in US Market. Essentially all the plan fall into two categories. If you select $70k. You will get only fixed coverage. But if you want to compare fixed plan Vs comp. plan please select $50k. Plan J means you are looking for Inbound USA. Inbound USA brochure, instant purchase and other useful information, /safe-travels-elite-insurance/ You will find more plans at www.insubuy.com Please select appropriate criteria. Select policy max. $50k. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Pregnant visiting the USA Do you have a plan that covers maternity?

A:
Thank you for contacting Insubuy for your insurance needs. We will need additional information before we can answer this question. What visa status are they on, what state will they be visiting and is the person already pregnant? If you would like to call and speak with a licensed agent please feel free to contact our office. B1 visa She is pregnant Pennsylvania Unfortunately, there is no plan exist for an international visitor which covers maternity if she is already pregnant. You have to pay from your pocket.
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Q:Atlas America Medical Insurance I am planning to visit USA for two weeks, while on visit, I will be driving my friend's car (Not a rental)! Does the insurance cover me if I cause an accident?

A:
Yes, the plan would cover you medically for any new injuries. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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