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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm currently studying in the US with F1 Visa and my wife has F2 Visa. Is it eligible that my wife buys a insurance that includes pregnancy(maternity) coverage

A:
Unfortunately, there is no insurance which you can purchase only for your wife which covers maternity. F1 and F2 visa holders needs to enroll in the same plan in order to be eligible to purchase some plan that covers maternity for your wife.
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Q:I am a US citizen who lives and works abroad in Indonesia. My health insurance through my job is world-wide, excluding the US, so I am interested in purchasing a short-term health insurance policy to cover me while I'm in the US for 6 weeks this summer. Am I eligible for the "Patriot America Plus" plan if I am a US Citizen but I reside outside the US?

A:
Yes. Sir. You are eligible to purchase Patriot America plus plan because your residence country is Indonesia and you are visiting US for a short trip. Please review the plan details and feel free to contact us if you have any further questions.
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Q:Can I purchase the Atlas America plan for my parents as long as they have not arrived yet? They are coming to New York on a visitor visa.

A:
Yes, as long it is purchased before their arrival in NY.
{{currentOrigin}}/answers/visitors-insurance-usa/geographical-restrictions-in-atlas-america-for-new-york-29804/

Q:My parents have a trip to New York scheduled, which insurance can I buy? Is Atlas America available? Please advise.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas America plan for your parents as long as your parents are not physically located in NY at the time of application. If they are already in NY then you can purchase Patriot America plus. Please find more information on this plan here. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitor-insurance/geographical-restrictions-on-new-york-with-atlas-america-68391/

Q:My University minimum requirements are as follows: * Accident/illness coverage of at least $100,000 per incident * Repatriation coverage of at least $25,000 * Medical evacuation coverage of at least $50,000 * Per incident deductible of not more than $500 * Any health insurance policy must also cover maternity/pregnancy. * The policy must be underwritten by an insurance carrier with an AM Best rating of A- or above, an Insurance Solvency International, Ltd (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of "B+" or above Does the ExchangeGuard Choice package meet above requirements?

A:
No, the ExchangeGuard Choice does not cover maternity/pregnancy so will not meet the requirements as listed. The plans that include maternity will be much higher in cost. You can look at Student Health Advantage Platinum or Study USA If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/international-student-insurance-maternity-coverage-64125/

Q:What I do not understand is why your site does not accept PayPal transactions. It otherwise feels more insecure.

A:
All of the payment sites are secure. Different insurance companies accept different forms of payments. Atlas America allows PayPal payment.
{{currentOrigin}}/answers/visitors-health-insurance/payment-methods-in-visitor-insurance-62883/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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