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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I do not need insurance. Can my 2 minor children be on a plan together? Hello, I really wanted to ask if you could receive my oldest daughter who is 16 as a primary dependent and little one who is 6 as a dependent, not separate plan please? If they are separately insured the price is really high for me, I hope you would understand my siuation

A:
Hello, The only way the children could be a dependent is if they were on a plan with a parent. Since you are not needing the plan then the children are the primary and would have to have individual policies.
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Q:How will I receive my id cards and how soon after purchasing insurance? I will be interested in Comprehensive plan (Atlas America or Patriot America) for my parents. If i buy Insurance online ,In how many days will i be receiving the insurance cards with helpline numbers in case i need to use them ? Thanks,

A:
As soon as you purchase insurance you will receive confirmation by e-mail which will have virtual id card, you can print it and send it to your parents so they can carry during their travel. Physical card will be mailed to you by regular mail to whichever U.S. address you provide in the application.
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Q:Maximum insurance amount I can get for 80+ Thanks for sending me the quote. I just had one more question is the this the only plan for someone who is 80y old? I want to get a plan that would cover the maximum. Please advise.

A:
For age 80+ the maximum coverage you can get is $50,000 with the Safe Travels plan that I quoted you as you requested the highest policy maximum possible. Other plans offer $20,000 or less for policy maximums when someone is 80 years of age or older.
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Q:I used your service a couple of times in the past few years. Earlier today I ran into a very helpful page at your website: where I can select some criterion to choose a plan - e.g., cover pre-existing conditions. It's a nice search tool. But now I can no longer find that page, so I have to go back to the old way: choose some plans to compare, which is much less effective/efficient/convenient.

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you we will need more information. Once you have entered your search criteria on the home page please click on 'search and compare'. The next page will present the plan options available based on the information entered on the home page. Above the fixed coverage plans you may click on 'Click to narrow your search' to separate the plans by various options such as pre-existing condition coverage, plan type, or PPO network. If you have any additional questions please let us know. You may also contact our office at (866) INSUBUY to speak with a licensed agent.
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Q:visitor Insurance advice I would like advice of Insubuy associate(especially Fallon Galloway) to purchase visitor insurance plan for my Mother who will be visiting us in Chicago,IL . PFB required info :- Duration - 17th July 16 - 23rd Oct 16 Age - 62 Nationality - Indian Sex : female Existing conditions : General Age related issues BP etc. No known major illness. Coverage Max : Please advice Plan type : Limited/comprehensive Please advice Purpose : Want to insure for any emergency situations during stay in US , with minimum out of pocket expenses.

A:
Thank you for your interest in purchasing insurance through us. We have many plans for visitors to the US on our website www.insubuy.com where you can enter the required information to see all of the plans she will be eligible for. We have sent quotes separately for your review. If you have any questions please feel free to contact our office.
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Q:Fiance visa Insurance I need multiple quotes and/or information. 1. Travel insurance quote for travel for me (US Citizen living in the US) and for my fiance, who is a German citizen living in Germany. We need this for a 8- day period. I guess this is called travel health insurance? 2. My fiance will subsequently be relocating to the US. So, I want to make sure she has health insurance once she enters the US in case of any delays with my employer. I would like to do this for maybe a month or two months. Hope that makes sense. I would like to speak to get email information with a follow-up phone call to talk through this.

A:
Thank you for your interest in purchasing insurance through us. Where are you and your fiancé needing coverage for 8 days? You can find quotes online at www.insubuy.com by entering in the required information. You will need to be in the correct section, like travel outside USA or Schengen visa, depending on your needs. You can also call our office and speak with a licensed agent for assistance. For your fiancé, the plan we would recommend is the Patriot America Plus plan. She would be able to keep this plan until she is eligible to go on your insurance. Patriot America Plus brochure and instant purchase link: /patriot-america-plus-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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