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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does it cover my Air travel death/medical /flight delay/theft etc.from India to USA & vice versa. Does it cover covid treatment if it takes place during flight or after reaching USA How much is approx. cost of covid treatment in USA in a cleavland hospital ,so accordingly we take total insurance value. I need to buy this policy online only since i am in India or do you have any establishment or arrangement here for physical visit & get insured after discussions. My son is in USA so insurance card will be delivered at his address I will visit USA after one month.Can I take policy right now for future date

A:
Thank you for reaching out for your insurance needs. The plans that are available on the market for Visitors to the USA are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. The plans that include coverage for COVID-19 will treat the expenses related to it as any other new illness should it manifest in the body after the effective date of the policy. Majority of the plans have benefits for medical evacuation and repatriation. We would be unable to provide information regarding medical costs other than that they are typically higher in the US. You would need to consult with a medical professional to determine what they cost for their services. Keep in mind that medical expenses in the US can become costly. You may view and quote COVID-19 travel medical insurance here. The plans are able to be purchased for a future date and you may input a mailing address in the US for documents to mailed if the plan mails documents. The documents will also come to you electronically via email for your convenience. If you would like an agent to give you a call or reach out to you personally you may fill our contact request form. Alternatively, you may also reach out to us directly at (866) 467-8289 from 8 AM to 9 PM CST every day of the week.
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Q:Is there a phone # to call and talk to someone please ?

A:
We can be reached at our general number (866) 467-8289 and are also available via WhatsApp at (972) 795-1123. We are available every day of the week from 8 AM - 9 PM Central Standard Time. Should you have questions, please let us know.
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Q:Can a UK citizen purchase travel insurance to come to United States that covers Covid with level 3 travel advisories??

A:
Correct. You may view and quote plans that include coverage for COVID-19 as any other eligible expense here. Keep in mind the plans are designed to cover the new injuries and illnesses that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance you may also call our office at (866) 467-8289.
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Q:I am a US citizen but live in central america and I visit the US often can I get a policy that would cover me worldwide and in the US for one year?

A:
Thank you for contacting Insubuy for your insurance needs. We do have numerous plans available to Expatriates and some will allow for coverage worldwide. If you click here and fill in the quote details you will be able to view the available plans to you. Should you have questions you may also call our office at (866) 467-8289 and any of our licensed representatives will be able to assist you.
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Q:Hello, I am interested in a Pilot Loss of License insurance. I am not american nor do I live in the US. Do you work with international pilots? I am a corporate pilot and I have about 10-15 pilots with me that would be interested in this. Thank you in advance Shaul

A:
We would be unable to offer you such coverage as it can only be written for US residents. If you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:My son is in usa & studying since last more than one year, we propose to visit him in Cleveland,We need insurance for any medical contingency which may occur during visit We have no preexisting disease.myself & my wife will be travelling, You have many policies,please advice which policy is useful for us. Cost effective . Travel for about one month My age 57 years + My wife 52+ We want cashless insurance. Please advice& help.

A:
There are two different types of plans on the market; fixed plans and comprehensive plans. Fixed Coverage plans will provide fixed amounts according to a "Schedule of Benefits". They will provide up to a certain dollar amount, which means a majority of the cost will come from your pocket, rather than the plan. Comprehensive plans will pay a percentage, anywhere from 75%-100%. Similar to what you see in domestic insurance plans, as far as coinsurance goes. All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance. You may quote the plans here. Some best sellers include Atlas America and Safe Travels USA Comprehensive. Should you have additional questions or need further assistance please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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