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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Info regarding Travel Insurance I am trying to buy travel insurance from you. I would like to get few information before buying it: A. I am buying travel insurance for less than a month, is it possible to cancel the insurance and get money back in case i don't make a travel or I don't get visa to the states? B. Is it possible to get the papers via email so that i can submit to the US embassy? Do you send original papers to my address? if yes, how long it takes to come to me (I live in Finland). Please let me know the answers before i start my process to buy an insurance.

A:
a. As long as you cancel before the effective date of the policy, most plans provide full refund. b. Yes, you will get everything by email. c. Most products will also send the papers by postal mail. They are mailed the next business day and they will reach there in regular mailing time.
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Q:Questions before buying travel insurance I have several questions re the travel insurance policy before I purchase your products. Three travelers will travel to USA and Canada, their information are as follows: Traveler 1: male, 50, HK Citizen Traveler 2: female, 45, Chinese-Canadian Traveler 3: Child, 10, Chinese-Canadian They are currently living in Mainland China, but will be in Canada from 18 June 2016 - 10 July 2016, and in USA from 11 July 2016 - 21 July 2016. They want to buy the travel insurance to cover the accident and illness during they are in Canada and USA, but want to confirm: 1. Could you please recommend which product is fit for them? 2. If your products includes direct billing service which could save their large-sum cash payment and the trouble of submitting claim materials when the accident happened? It would be great if you could reply ASAP and guide us on how to choose your insurance products. Looking forward to you reply.

A:
Please look at /atlasamerica-insurance/ It will cover anywhere outside the home country. Atlas America plan participates in First Health PPO network that has participating providers all across the U.S. In Canada, there is no such concept. Therefore, it would be up to the provider to bill directly or not. Please let us know if you have any other questions.
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Q:Medical Insurance for Visiting USA I am looking for an Insurance Policy for my upcoming USA Trip to Texas Houston, I will be visiting in near future. I am 32 Years old female and have a benign Fibroadenoma of 7.4x4.9 mm at 5 O’Clock position of my left breast for couple of years, for which I go for regular check-up and have no problem as such, as per the Doctors advise here in India. I am however writing this in advance, because I may utilize the trip to consult the concerned specialist Doctors in USA to have their opinion for final decision whether to have it removed by surgery, and if yes. Which procedure (traditionally surgery Vs Cryablation technique) Please advise which one of your policy shall cover the expenses for consulting Doctor and/or going for surgery, if recommended and what will be the expected premium.

A:
Unfortunately, there is no such insurance plans available to cover checkup for pre-existing conditions.
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Q:Parents visiting USA; Insurance needed I'm looking to buy medical insurance for my parents who are visiting USA. They both are 70 years of age - need an insurance which covers pre existing condition clause as well.

A:
Thank you for contacting Insubuy for your insurance needs. Insurance will pay for new sickness, injuries or accidents that may occur after the effective date of the policy. However, we have some plan that covers acute onset of pre-existing conditions. Please find more information at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please visit our website at www.insubuy.com Please enter appropriate criteria will find many plans. You can narrow by plans with pre-existing coverage and you can also compare them side by side. Please feel free to call our office at (866)INSUBUY for further information.
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Q:Kailash-Manasarovar travel insurance I am travelling to Mount Kailash (Manasasarovar - Tibet) from June 18 to July 3rd . Can you please share the travel insurance / medical insurance quote? The details are People : 1. Female â€" 28-April-1968 (4/28/1968) 2. Female â€" 3-March-1960 (3/3/1960) From Bangalore â€" India to Mount Kailash via Kathmandu -Nepal.

A:
Thank you for contacting Insubuy for your insurance needs. There is a plan called Atlas America that is recommended for coverage traveling to Mount Kailash / Mansarovar . Please see the link listed below for more information on this coverage and to generate quote for coverage. If you have any further questions please feel free to contact our office. Mount Kailash / Mansarovar coverage: /kailash-mansarovar-yatra-travel-insurance/
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Q:Visitor to USA pre-existing conditions I want to purchase medical insurance for my mother visiting me in Colorado. She has a pre-existing condition of Rheumatoid Arthritis. I want it to be included in the pre-existing conditions. other details are as below Travel date: 14th June-10th August 2016 Female : Age : 55 years. Coverage needed : $25,000 Please provide me with the quote.

A:
Thank you for contacting Insubuy for your insurance needs. However, there are not any plan that you can purchase to cover your mothers Arthritis as no plan will cover pre-existing conditions. The plans will only cover the new accidents and new illness that occur after the effective date of the policy. If she is needing any coverage for her pre-existing conditions this would be an expense that would be paid for out of pocket. With the amount of coverage that you are considering only fixed coverage plans will be available. Please use the link listed below to find the available plans for coverage. Insurance for Visitors to the USA: /
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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