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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I've been holding off on filing my insurance claim for reimbursement due to travel, and i was wondering, actually worrying, about if there's a claims deadline or not? Please help in any way possible, is much appreciated thank you.

A:
It would be recommended to file the claim within a timely manner of its occurrence. You may also call the claim department directly to verify if they need to receive the information by a certain time. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Hi, My parents are in US with visitor visa and insurance. They will leave in first week of November. I am planning to apply for Green card for them. Will this insurance be valid till November if their GC is not approved by that time?

A:
If you intend on applying for their green card, you would want to quote and purchase a plan from the New Immigrant Insurance section of our website. There you will be able to view benefits and compare options. Keep in mind all visitor insurance plans on the market are designed to offer coverage for new illnesses and injuries contracted after the effective date of the policy. They exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Hello, I am enrolling at Harvard University from August 22 to July 23 as a Visiting Fellow from Germany (J-1 status, full-time student). I am interested in the Patriot Exchange Program insurance. While it is clear to me that this insurance (given the right contractual options) meets J-1 requirements, I would like to know if it is also in accordance with the student insurance requirements of Massachusetts. Thanks!

A:
Thank you for contacting Insubuy for you insurance needs. Should you have specific requirements for Harvard University, it would be recommended to email them to info@insubuy.com to make sure you are selecting the appropriate coverage for your university. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Hi, I have insurance coverage from University. but for my husanbd, j2 is not covered frok university. Which insurance should I take for my husband. ? how much will it cost?

A:
You can get instant quote for J2 visa insurance
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Q:Visitor is in USA with your insurance. However she is planning to visit family in Canada. Will the insurance cover while she is in Canada for 4?weeks?

A:
Thank you for contacting Insubuy. The Patriot America Plus plan is designed to cover the insured anywhere outside of their residence country. So the insured will be covered while traveling to Canada. If you have any additional questions, please let us know.
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Q:We need to buy health. Insurance in Mexico as US expatriates. My husband is 84 I am 67. What are our options? Mexico.

A:
We have numerous products available you may view and quote in the Expatriate Health Insurance section of our website. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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