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You can look at international student insurance plans at /international-student-medical-insurance/ Thanks for sharing your website about international student insurance plans. There have some option for USA But I live in Bangladesh. How can I get this opportunity from my country? You can buy from us from anywhere you like, including from your own country.

Thank you for your interest in purchasing visitors insurance. Yes, we always recommend everyone to purchase comprehensive coverage plans only. In addition to the urgent cares, there are hospitals and emergency rooms also in the network in your area. If you need any help navigating the provider directory, please call our office. You can always go out of network too. However, going within the PPO network is advantageous because they are much more likely to bill the insurance company directly and charge you the network negotiated fees which are typically lower than their regular charges. In some plans, even the coinsurance amount is lower within PPO network. In order to avoid searching for a provider in emergency, you should search for them in advance so that you know what to do when the time is critical. I hope that answers your questions. If you have any other questions, please feel free to post them here or contact us at any time. I have been resident here since 2010, with a green card since 2011. I would like help with which is the best option for me for health insurance. I am 58 years old and for the last year I had Inbound Immigrant insurance which is now due to expire. Should I continue with this or is there a better policy? I haven't needed to make a claim so far as I am in good health and have no pre-existing conditions. I have seen a policy called "Visitors Care", which seems considerably cheaper than Inbound Immigrant - is this a better or worse policy and are there any others that are better than both but still affordable? Inbound Immigrant is for maximum 5 years. Visitors Care is for maximum 2 years. You are not going to find anything cheaper than that. My suggestion would be to continue what you have.

After searching through your website and understanding the different options, I think it is narrowed down to the following : 1) Atlas America - $50,000 with 80/20 coinsurance 2) Patriot America - $50,000 with 90/10 coinsurance 3) Patriot Platinum - $100,000 with 100/0 I understand above 70+, the amount covered for pre-existing conditions is $2500 only. Please advice if the above summary is correct and recommend . any others I missed similar to the above ? Thanks 1. In Atlas America, after deductible, as long as you visit the provider in the PPO network and they bill directly, you don't have to pay 20% There is no coverage for acute onset of pre-existing conditions for 70+. 2 & 3. Coverage for sudden and unexpected recurrence of pre-existing conditions is $2,500. There is another one called 'International Major Medical Insurance' which provides $250,000 coverage. /international-major-medical-insurance/ But there is no PPO network and it is not renewable or refundable. I hope that answers your questions. If you have any other questions, please feel free to contact us at any time or post them here. Thanks... but what is acute onset of pre-existing conditions mean? i.e., a heart attack for someone over 70+ who already has had some heart procedure done? Acute Onset of Pre-Existing Conditions: /visitor-insurance-acute-onset-of-pre-existing-conditions/ Regarding heart attack coverage: /visitors-insurance-usa-heart-attack-coverage/ If you have any other questions, please let us know.

Please look at Atlas America insurance at /atlasamerica-insurance/ It will cover complications of pregnancy (that occur after the effective date of the policy) up to 26 weeks of pregnancy. Also, please make sure you understand how the pregnancy weeks are calculated in the U.S. They are from your last menstrual period, rather than from the conception date, as the later is usually counted in India. Therefore, there is two weeks difference. hi Janice here, and I have a question. I'm in a similar situation so I found this post. I went into the page you recommended, and it says the maximum coverage is 50,000$ - isn't it too less for the complications that might occur? Complications of pregnancy within first 26 weeks of pregnancy are covered in Atlas America plan up to the chosen policy maximum. And you can choose $50,000, $100,000, $200,000, $500,000 or $1,000,000 policy maximum.

Thank you for your interest in purchasing visitors insurance for your parents. How old are they? And where do you live? thanks for the response. here is the information. My father age is : 51 and my mother age is : 49. I Live in Georgia state. Please look at Atlas America plan at /atlasamerica-insurance/ Also, please look at FAQ at /visitor-medical-insurance-pre-existing-conditions/ /visitor-insurance-acute-onset-of-pre-existing-conditions/ /visitors-insurance-usa-heart-attack-coverage/ After that, if you have any specific questions, please feel free to post them here or contact us at any time. thanks for the reply. I had gone through all given links here. But I could not understand much and did not get answer to my question. I would like to put it simple scenario. Once I buy ATLAS America insurance for policy max 100000. If there is an unfortunate event (directly related to preexisting condition ) while they are in USA, would they get treatment here or not. Yes, as long as it is acute onset of pre-existing condition. Read more at /visitor-insurance-acute-onset-of-pre-existing-conditions/ Thanks for the info. can you please guide me which insurance is best for my parents? Also is it best to take policies separately or Individually? are those policies cover for trip cancellations, baggage delays etc..? 1. Please look at Atlas America plan at /atlasamerica-insurance/ 2. Separately. 3. No, it does not. Please let us know if you have any other questions.

No visitors insurance is meant to cover second opinion, general check up or any scheduled expenses. It is a pure loss for any insurance company. For acute onset of pre-existing conditions, please check /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please let us know if you have any other questions. Thank you..any advise on how much the cost would be for the condition that I mentioned above on an average.. No visitors insurance is meant to cover second opinion, general check up or any scheduled expenses. It is a pure loss for any insurance company. For acute onset of pre-existing conditions, please check /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please let us know if you have any other questions. Unfortunately, we have no way to know. You should ask the doctor or the hospital where such tests or second opinions are going to be performed. May be, they would be able to give you some idea.