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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi I am a Swedish citizen and I have a Moroccan wife since 8 month. I stay in Sweden i i would like her to have a Insurance that cover her Health and dental Is that possible Best regards Malik

A:
The policies that we offer cover someone outside of their home country. Regardless of country of citizenship, if your wife resides in Sweden with you, that would make Sweden her home country (where she has principle residence) and we would not have any policies that could cover her. If you have any additional questions, please let us know.
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Q:Hi, I have my travel insurance. Where can I get my covid test taken. how to find which hospital is covered by my insurance. Thank you

A:
The plans will exclude testing that is elective in nature, as well as the testing that is required for travel. You will have to pay out of pocket for such expenses. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Lets say I have a transit of 1 hour and 37 minutes for an international flight. Bos to Toronto to DelMy flight from Bos gets. delayed and I miss Toronto to Delhi Flight. Airlines puts me on next day flight...Will it be covered? I meant my hotel, food, taxi, any difference in fare?

A:
This is dependent on the plan. Some plans have a trip delay benefit that could be beneficial in that situation if you are delayed for longer than a certain duration. You may view and quote the applicable plans in the Trip Insurance section of our website. You may also call our office at +1 (866) 467-8289 to receive a quote over the phone.
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Q:Looking for travel insurance to cover COVID quarantine cost if I have to quarantine in France or Switzerland July 2022. Healthy, vaccinated and have my booster. Age 60 and traveling partner is 61. We will both need the travel insurance. I have health insurance and AFLAC but neither will cover the costs of rescheduling flight cost and hotel / food cost associated with quarantine if needed.

A:
You may view and quote the applicable plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I need a copy of the policy. I can' find it on the site?

A:
You should be able to login to My Account on the Insubuy website using your policy certificate # and date of birth of the primary insured. Once logged in you will click on the Certificate Wording link, which is the legal policy. However, if you are looking for a proof of coverage document, that would be in your visa letter which would also be located through. If you have any additional questions, please let us know.
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Q:Can we get refund from the travel insurance since our trip was canceled by the travel company? Thank you!

A:
If you would like to cancel your insurance, you may submit the cancellation request through the MyAccount section of the website. Should you need assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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