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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Regarding visitor insurence Hi, I was planning to purchase visitor insurance from Insubuy. I had some queries about Limited Pre-existing conditions benifit in inbound USA. I have sugar. Does it cover if i select limited Pre-existing as Yes ? Regards,

A:
It only covers admission due to the heart attack or stroke that may occur because of the pre-existing conditions. For people below the age 70 years, the limit is $5,000. For persons 70 and above, the limit is $3,000. Complete details are available at /safe-travels-elite-insurance/
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Q:Coverage dates of insurance Howdy, I am planning on buying a health insurance for my brother who is planning to come to USA for an research internship. He needs to show a proof that he will have a health insurance when he arrives to USA. However, he still doesn't know the exact date he will arrive. I was wondering if there is a way to buy the insurance for 180 days so he can show it but then change the coverage dates whenever he finds out when he is coming. Is it possible to do that? Thank you very much for your help

A:
Yes. Whatever changes you want to do you have to do before the effective date.
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Q:Travel Health Insurance Dear Sir/Mam, I am oversea student here and travelling to poland as a part of my study. As per Polish embasssy requirement I needs travel health insurance cover upto 30,000 euros for one year. Would you please tell me how much would be the price for travel health insurance coc=vering upto 30,000 euros please? If you would have any question or need further detail please ask me anytime. Looking forward for your valuable reply,

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan. It meets all the Schengen visa requirements. Atlas International brochure, instant purchase and other useful information, /atlas-international-insurance/ Please review this and if you have any further questions, please feel free to contact us. Thanks for your help in providing me detail, I have seen an quote and it looks affordable to me instead of others. I have little query in regard to insurance, do you have any office in UK, and if not then, would I be allowed to buy travel health insurance from other country and can fly from other country because I have to buy insurance from same place I am flying. Kind Regards, Underwriter for this policy is Lloyd of London. It doesn't matter. That's not true. People purchase insurance from all over the world. This is an international insurance person will get coverage everywhere in the world except your home country. Thanks for your valuable reply, I have seen its come 392 pounds but I do not understand what does deductable mean. and at 0 deductable, is 392 is final amount or do I need to pay something additional? I am more than happy to all in one go if its make me cheaper. Deductible is the amount you will have to pay before the plan starts paying anything. If you choose $0 deductible, the plan starts paying right away. Please note that the prices are in U.S. dollars and not in pounds. Prices are fixed and what you see on our web site is the amount you will have to pay, nothing less, nothing more. Please feel free to contact us at any time if you have any other questions. My apologies for troubling you again, certianly its my ignorance, at 250 deductible amount I have to pay 373$. does this mean, if I would pay 250$ first then rest I have to pay is 173$? And if yes then when will you take off that amount? No, that means you pay $373 now to buy the insurance. If you get sick or injured, you pay additional $250, at that time.
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Q:Inbound USA for visitors to USA Hi I have a question regarding the Inbound USA policy for visitors to USA. When I look for a quote using the forms etc, I get an assessment for the premium for a certain length of time, say 5 months. Is there a difference in the price if I get it for 5 months at one go versus I get it first for just 1 month, and then later extend for 4 more months if necessary?

A:
Price is per day in Inbound USA which is the same no matter the duration you purchase it for. You can purchase it online at /safe-travels-elite-insurance/
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Q:visitor medical insurance Hi I am travelling to the USA on 4th june until 14th june to Pheonix for a motorbike touring vacation arranged by Eaglerider. I have all insurance available from Eaglerider but this does not cover personal medical cover for hospital etc. Can you arrange such medical cover for the 10 day period in question? I am a 50 year old male and experienced motorbike rider.

A:
Thank you for your interest in purchasing short term travel medical insurance. Please consider purchasing Atlas America insurance, available for instant purchase at /atlasamerica-insurance/ You will find all the information on that web site, including the prices. If you have any further questions, please feel free to contact us at any time.
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Q:Visitor health insurance I (51 years-male) along with my wife (50 years-Female) and my son (18 years-Male) are going to US to attend graduation ceremony of my daughter. We will be leaving India on 9th of May, 2011 and will be back from US by 7th of June, 2011. Please guide me to get our health insurance for the period of our stay in the US. Regards,

A:
Thank you for your interest in purchasing visitors medical insurance for your family. Please consider buying Atlas America insurance, available for instant purchase at /atlasamerica-insurance/ You will find all the information on that web site, including the prices. If you have any further questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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