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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Where can I find a document showing all the things that are covered with the first health network travel medical insurance? for example routine exams aren't covered but illness may be covered. Where can I find detailed information on this?

A:
We are happy to assist you in answering any plan specific questions that you have any of the insurance plans available on our site. Please call our office at (866)INSUBUY. The plans are designed to cover the new accidents and illnesses that happen after the effective date of the policy.
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Q:Visited urgent care for Covid Test and they charged 95. How can we claim?

A:
Please contact our office directly for plans specific assistance. You can reach us at (866)INSUBUY .
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Q:please I'd like to know which insurance is suitable for me and my wife and how much does it cost?am a holder of a2 diplomatic visa, I just found out that my wife is 5 weeks pregnant Nd we are due to travel to us next month for a period of one year(to July 2022) .please advise me on The insurance plan to take to if I should go private .

A:
Plans are designed to cover new accident and illnesses that occur after the effective date of the policy. There is not a policy that we can offer to cover any maternity related expenses. It is recommended that you purchase a local domestic insurnace for coverage.
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Q:I had to take my father to see a doctor recently. Where can I see the bill generated for the visit?

A:
You will want to contact the claims department of the insurance company for information related to the recent visit. You may access the claims forms through the MyAccount section of the website. Should you have additional questions or need further assistance you may also call our office directly at +1 (866) 467-8289.
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Q:If I need to travel to see my elderly family member in America (where I and my daughter are citizens, but not my husband) while there is a current non essential advisory in place in Ireland (where I am resident) would we be covered in America?If the non essential travel advisory goes away will we then be covered?

A:
Thank you for contacting Insubuy for your insurance needs. The plans will still allow coverage for yourself and your family despite the advisory from your home country. You may acquire the coverage through the Patriot America Plus as long as your primary residence is outside the United States. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Hello, I am a US citizen that is applying for a long-term visa in France. I am confused about how long I need to purchase the Travel Medical Insurance coverage for the Schengen visa. Am I required to have travel insurance that covers the entire duration I am staying in France?

A:
It is required for the entire duration of your stay. You may view the available plans in the Schengen Visa section of our website. If you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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