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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I'm considering purchasing your Inbound USA - $75,000 insurance plan for my mother who's coming to this country as a new green card holder in a few months. She has a medical condition called 'Blepharospasm' that requires Botox injection treatment every three months. She saw a doctor in the NC, US and was told 50 units of Botox will be required for therapeutic Blepharospasm at a cost of $700 without insurance. Would this treatment every 3 month covered under this policy? How much would she need to pay for the treatment? Would there be a limit as to how long she could be on the same policy with the medical condition?

A:
There is not a plan that you can purchase to cover and pre-existing related expenses. If she needs treatment she would have to pay for this expense out of pocket as short term plans do not cover them.
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Q:I need some information about my insurance that I have recently purchased through you. I have the Patriot Exchange for nine months to stay in the USA. I would like to know if there are some discount or good plans for my family members that will visit me for two weeks.

A:
Thank you for contacting Insubuy. We would be more than happy to recommend a plan for your visiting family members. In order to do so we will need more information. Can you please advise their ages, dates of coverage, and state in which they will primarily visit? You may also obtain a plan recommendation over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/j-visa-insurance/j1-visa-holder-requesting-quote-12570/

Q:I am looking for 48 day insurance for my parents 60,54 visiting to US soon. Can you help with the best quote for Atlas with 250k coverage? I am looking for something with 250k-500k coverage with a low copay.

A:
Thanks for your reply. We have sent you a quote based on the information provided below. You may purchase the Atlas America plan online by using the quote provided or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/atlas-america-quote-request-34789/

Q:My wife and me are going to New York between 1st December 2018 until 17th April 2019. We are looking for the best medical insurance, with medical coverage of up to 50 000 - 80 000 dollars and anyone that include follow-up of the pregnancy (up to 5 month of pregnancy

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you can you please provide the visa status that you all will arrive on into the United States? Also, please read the FAQ below for information on maternity coverage in the United States. Maternity & Delivery FAQ If you have any additional questions please contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/maternity-and-delivery-coverage-while-visiting-the-usa-84075/

Q:Hi, Do you have any other insurance covers $50,000 to $100,0000 for foreign travelers And low deductible. Doctor visit $75-$1000. Also , what is your pre- certification and what docs do we need to submit?

A:
Thanks for contacting Insubuy. You may use the link provided below to view all of the available plans for a visitors to the USA. You may choose any deductible option you'd like. Visitors to USA A pre-certification may need to be done when receiving certain types of treatment such as an MRI, or if the insured were to become hospitalized. This may vary slightly from plan to plan. Please review the policy certificate wording for more details. No documentation is required when purchasing. The applications may ask for the name as it reads on the passport, the passport number, and the date of birth of the insured. If you have any additional questions, please let us know. You may also obtain assistance by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/visitors-health-insurance/questions-about-pre-certification-and-visitor-plans-32736/

Q: I was going over the insurance plans, with my husband, they exceed a bit our budget, we were wondering and reading through your website that it is possible to have separate insurance plans, maybe that will decrease a bit the price. My husband is on an F1 Visa, and I'm a dependent F2 visa. My husband entered the country 2 and a half years ago, and I entered a year and half ago. He is currently studying an MBA in Atlantis University, in Miami, Fl.

A:
The first step is to know what requirements your school will have on insurance if any. From there, we can go into what plans will cover. Please send a list of requirements for the school and then after we look them over we can call you and discuss the plans.
{{currentOrigin}}/answers/international-student-insurance/f1-student-plans-atlantis-university-91300/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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